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Regulatory profile
FDIC certificate #15359 · RSSD 717924
SOUTHERN BANK&TRUST CO is an FDIC-insured institution (FDIC certificate #15359). In its Q2 2026 Call Report it reported total assets of $5.3B, total deposits of $4.8B and net loans of $3.6B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for SOUTHERN BANK&TRUST CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.68% |
|---|---|
| Equity to assets | 8.18% |
| Noncurrent loans ratio | 0.12% |
| Nonaccrual loans ratio | 0.12% |
| Loan to deposit ratio | 74.65% |
| Liquid assets ratio | 27.52% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $4.8B |
| Net loans and leases | $3.6B |