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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,337,729 | 1,123,608 | 1,094,759 | 1.05 | 11.02 | 3.86 |
| 2016-06-30 | 1,399,926 | 1,124,769 | 1,135,453 | 1.09 | 11.42 | 3.86 |
| 2016-09-30 | 1,465,880 | 1,171,518 | 1,203,772 | 1.09 | 11.50 | 3.88 |
| 2016-12-31 | 1,488,525 | 1,216,086 | 1,209,835 | 1.12 | 11.95 | 3.88 |
| 2017-03-31 | 1,492,116 | 1,276,721 | 1,225,931 | 1.13 | 12.13 | 3.76 |
| 2017-06-30 | 1,699,841 | 1,466,455 | 1,397,730 | 1.06 | 11.08 | 3.74 |
| 2017-09-30 | 1,755,287 | 1,482,319 | 1,449,560 | 1.12 | 11.49 | 3.82 |
| 2017-12-31 | 1,768,439 | 1,519,788 | 1,452,975 | 1.16 | 11.81 | 3.89 |
| 2018-03-31 | 1,837,009 | 1,581,851 | 1,522,445 | 1.25 | 12.03 | 3.93 |
| 2018-06-30 | 1,876,996 | 1,588,287 | 1,563,380 | 1.27 | 12.19 | 3.89 |
| 2018-09-30 | 1,934,592 | 1,600,098 | 1,624,156 | 1.35 | 12.97 | 3.94 |
| 2018-12-31 | 2,197,497 | 1,805,187 | 1,801,477 | 1.37 | 13.26 | 3.86 |
| 2019-03-31 | 2,168,574 | 1,883,823 | 1,823,373 | 1.37 | 13.36 | 3.80 |
| 2019-06-30 | 2,200,893 | 1,901,848 | 1,846,406 | 1.40 | 13.51 | 3.82 |
| 2019-09-30 | 2,238,028 | 1,879,066 | 1,874,497 | 1.42 | 13.59 | 3.85 |
| 2019-12-31 | 2,298,764 | 1,922,007 | 1,922,786 | 1.42 | 13.50 | 3.83 |
| 2020-03-31 | 2,361,151 | 1,976,053 | 1,967,819 | 0.93 | 8.78 | 3.72 |
| 2020-06-30 | 2,528,839 | 2,189,427 | 2,141,929 | 1.11 | 10.64 | 3.82 |
| 2020-09-30 | 2,526,465 | 2,171,213 | 2,150,463 | 1.29 | 12.45 | 3.85 |
| 2020-12-31 | 2,609,532 | 2,268,331 | 2,121,398 | 1.45 | 14.05 | 3.89 |
| 2021-03-31 | 2,718,680 | 2,369,902 | 2,134,885 | 1.76 | 17.37 | 3.80 |
| 2021-06-30 | 2,687,535 | 2,331,999 | 2,200,244 | 1.92 | 18.68 | 3.86 |
| 2021-09-30 | 2,725,143 | 2,373,590 | 2,249,478 | 1.92 | 18.47 | 3.94 |
| 2021-12-31 | 2,905,965 | 2,555,875 | 2,358,585 | 1.87 | 18.03 | 3.91 |
| 2022-03-31 | 3,236,969 | 2,867,155 | 2,579,106 | 1.27 | 12.90 | 3.58 |
| 2022-06-30 | 3,188,678 | 2,824,091 | 2,686,198 | 1.49 | 15.28 | 3.72 |
| 2022-09-30 | 3,417,982 | 2,861,871 | 2,939,192 | 1.40 | 14.54 | 3.72 |
| 2022-12-31 | 3,423,751 | 3,017,801 | 2,957,535 | 1.42 | 14.88 | 3.70 |
| 2023-03-31 | 4,243,128 | 3,767,503 | 3,434,519 | 0.30 | 3.20 | 3.50 |
| 2023-06-30 | 4,309,911 | 3,739,034 | 3,571,033 | 0.95 | 10.15 | 3.67 |
| 2023-09-30 | 4,419,729 | 3,855,900 | 3,650,516 | 1.06 | 11.37 | 3.64 |
| 2023-12-31 | 4,593,354 | 4,010,826 | 3,681,807 | 1.08 | 11.59 | 3.57 |
| 2024-03-31 | 4,596,340 | 4,012,390 | 3,719,857 | 1.03 | 11.01 | 3.29 |
| 2024-06-30 | 4,553,638 | 3,957,083 | 3,797,287 | 1.13 | 11.90 | 3.32 |
| 2024-09-30 | 4,678,597 | 4,055,521 | 3,912,082 | 1.13 | 11.78 | 3.36 |
| 2024-12-31 | 4,856,974 | 4,226,907 | 3,972,289 | 1.18 | 12.25 | 3.38 |
| 2025-03-31 | 4,925,588 | 4,278,551 | 3,969,163 | 1.33 | 13.67 | 3.49 |
| 2025-06-30 | 4,968,661 | 4,299,858 | 4,049,392 | 1.33 | 13.48 | 3.51 |
| 2025-09-30 | 4,985,672 | 4,300,148 | 4,139,938 | 1.32 | 13.25 | 3.57 |
| 2025-12-31 | 5,043,770 | 4,321,308 | 4,173,362 | 1.36 | 13.54 | 3.60 |
| 2026-03-31 | 5,090,783 | 4,355,623 | 4,267,456 | 1.44 | 13.80 | 3.69 |
| 2026-06-30 | 5,185,949 | 4,421,425 | 4,338,683 | 1.53 | 14.63 | 3.71 |
69 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-02-25 | 1 | 381343 | 272272 |
| 2022-02-26 | 1 | 3384372 | 272272 |
| 2020-05-23 | 1 | 544577 | 272272 |
| 2018-12-08 | 1 | 720951 | 272272 |
| 2018-02-24 | 1 | 2535551 | 272272 |
| 2017-06-19 | 1 | 253440 | 272272 |
| 2014-12-06 | 1 | 417149 | 272272 |
| 2014-02-22 | 1 | 101345 | 272272 |
| 2013-10-05 | 1 | 437455 | 272272 |
| 2010-12-18 | 50 | 3369940 | 272272 |
| 2009-07-20 | 1 | 2837059 | 272272 |
| 1983-02-22 | 1 | 326278 | 272272 |
| 1982-09-30 | 1 | 897572 | 272272 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.