Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

SOUTHSTAR BANK SSB

FDIC #12299 · TX · period 20260630

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Total assets1,035,300-2.58% YoY

Total deposits710,423-20.18% YoY

Net loans and leases864,430+8.08% YoY

Return on assets1.04%-26.45% YoY

Return on equity10.01%-27.93% YoY

Net interest margin4.36%+0.92% YoY

Peer position

Return on assets72ndstrength · n=902

Return on equity51stin line · n=894

Net interest margin90thstrength · n=902

Equity to assets80thstrength · n=894

Noncurrent loans42ndin line · n=887

Liquid assets47thin line · n=895

Brokered deposits62ndin line · n=890

Loans to deposits36thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2020-06-30	1,035,300	710,423	864,430	1.04	10.01	4.36
2020-09-30	1,095,828	744,063	922,890	1.24	12.31	4.40
2020-12-31	1,120,556	802,403	940,053	1.32	13.28	4.46
2021-03-31	1,049,346	869,042	812,754	1.40	14.08	4.33
2021-06-30	1,062,677	890,054	799,839	1.41	13.89	4.32
2021-09-30	1,130,419	954,996	863,939	1.42	13.94	4.34
2021-12-31	1,160,385	984,975	843,504	1.38	13.50	4.31
2022-03-31	1,170,884	999,200	794,780	1.26	12.53	4.12
2022-06-30	1,159,094	989,479	801,528	1.31	13.22	4.21
2022-09-30	1,102,088	934,279	768,392	1.37	13.74	4.37
2022-12-31	1,106,115	900,083	791,662	1.39	13.72	4.45
2023-03-31	1,164,018	890,658	850,535	1.43	13.58	4.59
2023-06-30	1,250,146	905,432	948,724	1.43	13.83	4.46
2023-09-30	1,231,910	940,667	936,749	1.43	13.94	4.49
2023-12-31	1,214,112	926,910	912,426	1.39	13.34	4.45
2024-03-31	1,224,490	929,041	928,877	1.34	12.17	4.26
2024-06-30	1,217,332	907,325	930,604	1.37	12.28	4.30
2024-09-30	1,202,956	918,747	910,088	1.41	12.39	4.38
2024-12-31	1,175,980	924,937	891,476	1.40	12.13	4.45
2025-03-31	1,263,832	1,031,815	916,862	1.53	12.63	4.59
2025-06-30	1,264,496	1,030,562	961,037	1.54	12.66	4.62
2025-09-30	1,291,007	1,050,467	957,363	1.57	12.87	4.70
2025-12-31	1,288,008	1,046,461	986,991	1.59	12.90	4.75
2026-03-31	1,336,572	1,091,923	962,546	1.54	12.21	4.62
2026-06-30	1,369,693	1,125,559	1,034,875	1.55	12.33	4.63

Structure and branch footprint

16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2015-01-01	1	105053	171768
2015-01-01	1	821652	171768
1987-07-03	50	41852	171768

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.