Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

SOUTHSTATE BANK NA

FDIC #33555 · FL · period 20260630

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Total assets4,960,829-6.76% YoY

Total deposits4,094,285-4.77% YoY

Net loans and leases3,127,198-10.52% YoY

Return on assets-0.38%-129.09% YoY

Return on equity-3.42%-128.22% YoY

Net interest margin4.21%+0.44% YoY

Peer position

Return on assets77thstrength · n=35

Return on equity30thin line · n=33

Net interest margin77thstrength · n=35

Equity to assets97thstrength · n=33

Noncurrent loans73rdstrength · n=33

Liquid assets12thopportunity · n=33

Brokered deposits39thin line · n=33

Loans to deposits27thopportunity · n=33

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	4,960,829	4,094,285	3,127,198	-0.38	-3.42	4.21
2016-06-30	4,986,299	4,134,008	3,175,040	0.52	4.80	4.24
2016-09-30	5,005,472	4,057,575	3,271,233	0.79	7.27	4.23
2016-12-31	5,070,046	4,155,640	3,404,909	0.92	8.46	4.25
2017-03-31	5,320,506	4,299,574	3,494,744	1.30	12.12	4.20
2017-06-30	6,757,198	5,478,250	4,625,282	1.10	9.42	4.34
2017-09-30	6,815,304	5,428,557	4,661,906	1.21	9.89	4.36
2017-12-31	7,074,470	5,564,902	4,759,969	0.94	7.63	4.33
2018-03-31	10,358,756	8,115,816	6,871,347	1.49	10.58	5.07
2018-06-30	10,523,619	8,225,185	7,038,630	1.40	9.69	4.90
2018-09-30	12,261,338	9,480,077	8,223,765	1.38	9.30	4.63
2018-12-31	12,326,862	9,481,764	8,341,061	1.48	9.75	4.63
2019-03-31	12,582,370	9,751,711	8,358,747	1.47	9.00	4.35
2019-06-30	17,023,475	13,218,228	11,767,148	1.45	8.69	4.63
2019-09-30	17,409,097	13,369,190	11,999,530	1.42	8.49	4.58
2019-12-31	17,136,249	13,145,474	12,086,023	1.51	8.94	4.56
2020-03-31	18,590,797	14,125,981	12,056,751	0.82	4.96	4.14
2020-06-30	37,721,678	30,005,259	25,667,749	-0.33	-2.32	2.80
2020-09-30	37,716,248	30,018,277	25,253,736	0.31	2.25	3.17
2020-12-31	37,669,996	30,730,056	24,497,234	0.53	3.94	3.27
2021-03-31	39,608,763	32,541,758	24,437,945	1.58	12.60	3.15
2021-06-30	40,262,683	33,276,963	23,854,067	1.36	10.91	3.05
2021-09-30	40,787,098	33,631,551	23,717,618	1.33	10.73	3.03
2021-12-31	41,822,249	35,140,717	23,818,082	1.26	10.28	2.98
2022-03-31	46,057,300	38,746,125	26,386,407	0.96	8.01	2.73
2022-06-30	45,752,124	38,515,852	27,689,438	1.03	8.71	2.97
2022-09-30	44,406,394	37,002,857	28,546,382	1.11	9.36	3.23
2022-12-31	43,900,126	36,446,864	29,850,386	1.17	9.83	3.45
2023-03-31	44,902,537	36,510,858	30,352,786	1.34	10.97	3.96
2023-06-30	44,928,402	36,856,209	31,152,344	1.25	10.20	3.84
2023-09-30	44,975,911	37,050,530	31,596,160	1.22	9.97	3.77
2023-12-31	44,886,855	37,163,969	31,982,804	1.17	9.42	3.74
2024-03-31	45,127,613	37,313,860	32,254,209	1.08	8.39	3.50
2024-06-30	45,481,202	37,195,442	32,862,273	1.16	9.00	3.52
2024-09-30	46,071,510	37,751,549	33,367,256	1.21	9.30	3.52
2024-12-31	46,369,727	38,171,079	33,717,073	1.24	9.47	3.55
2025-03-31	65,108,690	53,444,278	46,500,960	0.78	5.64	4.52
2025-06-30	65,865,505	54,199,181	46,965,186	1.15	8.21	4.41
2025-09-30	66,027,921	54,186,207	47,424,451	1.33	9.38	4.40
2025-12-31	67,179,734	55,223,931	48,358,673	1.40	9.84	4.31
2026-03-31	67,870,584	55,918,390	49,238,836	1.41	9.90	3.84
2026-06-30	68,794,317	56,375,284	50,665,649	1.42	9.97	3.86

Structure and branch footprint

374 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2025-01-01	1	122854	1929247
2022-03-01	1	3555695	1929247
2020-06-08	1	540926	1929247
2019-04-01	1	3275939	1929247
2018-09-01	1	551070	1929247
2018-01-01	1	432478	1929247
2018-01-01	1	883137	1929247
2017-05-01	1	3717167	1929247
2017-05-01	1	3367085	1929247
2017-05-01	1	3590016	1929247
2017-04-01	1	2631314	1929247
2016-03-01	1	999430	1929247
2016-03-01	1	737632	1929247
2015-07-25	1	2111508	1929247
2014-06-02	1	279338	1929247
2014-01-17	1	2814210	1929247
2012-06-01	1	1396700	1929247
2012-01-28	50	895831	1929247
2012-01-21	50	3116809	1929247
2011-11-01	1	1189984	1929247

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.