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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

SOUTHWEST MISSOURI BANK

FDIC #22876 · MO · period 20260630

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Total assets1,023,996-6.33% YoY

Total deposits890,215-9.58% YoY

Net loans and leases465,161-4.75% YoY

Return on assets0.87%-11.96% YoY

Return on equity10.90%-29.59% YoY

Net interest margin3.03%+1.90% YoY

Peer position

Return on assets33rdin line · n=902

Return on equity74thstrength · n=894

Net interest margin57thin line · n=902

Equity to assets3rdopportunity · n=894

Noncurrent loans74thstrength · n=887

Liquid assets92ndstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits93rdstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-03-31	1,023,996	890,215	465,161	0.87	10.90	3.03
2021-06-30	1,024,182	890,080	457,204	0.90	11.28	3.10
2021-09-30	1,032,150	900,829	461,751	0.93	11.62	3.17
2021-12-31	1,102,317	968,919	471,007	0.91	11.64	3.13
2022-03-31	1,093,198	984,526	488,338	0.99	15.48	2.97
2022-06-30	1,089,315	987,142	507,784	0.96	16.91	3.05
2022-09-30	1,063,323	956,491	514,983	0.95	18.81	3.12
2022-12-31	1,087,807	990,277	511,467	0.92	19.24	3.11
2023-03-31	1,092,491	960,437	511,137	0.65	15.70	2.95
2023-06-30	1,067,054	939,983	519,943	0.65	15.20	2.98
2023-09-30	1,055,708	936,042	524,710	0.63	15.34	3.01
2023-12-31	1,134,843	983,300	532,774	0.59	13.69	2.99
2024-03-31	1,136,766	979,509	533,973	0.22	4.52	3.04
2024-06-30	1,117,194	979,251	544,849	0.44	8.82	3.06
2024-09-30	1,111,339	969,306	558,778	0.57	10.90	3.12
2024-12-31	1,162,637	1,028,220	575,207	0.62	11.80	3.18
2025-03-31	1,157,301	1,014,636	581,115	0.89	16.19	3.49
2025-06-30	1,152,303	998,710	596,049	0.92	16.04	3.58
2025-09-30	1,161,538	1,004,580	608,919	0.92	15.43	3.64
2025-12-31	1,233,638	1,073,737	625,156	0.97	15.84	3.67
2026-03-31	1,220,341	1,055,413	624,368	0.98	14.61	3.76
2026-06-30	1,208,499	1,043,759	633,803	1.03	15.07	3.82

Structure and branch footprint

11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1992-02-06	1	747958	760854

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.