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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-06-30 | 1,006,115 | 879,069 | 846,806 | 0.87 | 7.23 | 3.39 |
| 2023-09-30 | 1,021,571 | 892,458 | 894,007 | 0.83 | 6.88 | 3.38 |
| 2023-12-31 | 1,109,185 | 976,357 | 936,448 | 0.82 | 6.94 | 3.34 |
| 2024-03-31 | 1,128,389 | 993,594 | 962,836 | 0.78 | 6.89 | 3.01 |
| 2024-06-30 | 1,204,723 | 1,066,378 | 977,646 | 0.97 | 8.74 | 3.06 |
| 2024-09-30 | 1,221,138 | 1,077,741 | 971,709 | 1.04 | 9.40 | 3.08 |
| 2024-12-31 | 1,212,228 | 1,047,098 | 1,014,669 | 1.08 | 9.65 | 3.20 |
| 2025-03-31 | 1,267,765 | 1,100,438 | 1,049,003 | 1.17 | 10.53 | 3.55 |
| 2025-06-30 | 1,300,222 | 1,135,846 | 1,088,935 | 1.26 | 11.33 | 3.66 |
| 2025-09-30 | 1,284,728 | 1,128,381 | 1,102,657 | 1.29 | 11.49 | 3.74 |
| 2025-12-31 | 1,377,158 | 1,215,447 | 1,116,244 | 1.33 | 11.86 | 3.76 |
| 2026-03-31 | 1,386,995 | 1,212,908 | 1,111,903 | 1.30 | 11.34 | 3.85 |
| 2026-06-30 | 1,391,657 | 1,212,689 | 1,169,557 | 1.46 | 12.42 | 3.96 |
9 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-06-17 | 1 | 3589588 | 2625724 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.