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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #30076 · RSSD 845573
SPENCER SAVINGS BANK SLA is an FDIC-insured institution (FDIC certificate #30076). In its Q2 2026 Call Report it reported total assets of $4.0B, total deposits of $3.0B and net loans of $3.3B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for SPENCER SAVINGS BANK SLA from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 16.80% |
|---|---|
| Equity to assets | 11.86% |
| Noncurrent loans ratio | 0.58% |
| Nonaccrual loans ratio | 0.58% |
| Loan to deposit ratio | 108.28% |
| Liquid assets ratio | 12.57% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $3.0B |
| Net loans and leases | $3.3B |