Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

STAR FINANCIAL BANK

FDIC #27235 · IN · period 20260630

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Total assets1,783,210-3.29% YoY

Total deposits1,502,927-4.91% YoY

Net loans and leases1,242,573-2.43% YoY

Return on assets0.82%-3.82% YoY

Return on equity7.96%-3.86% YoY

Net interest margin3.32%-5.15% YoY

Peer position

Return on assets32ndin line · n=902

Return on equity42ndin line · n=894

Net interest margin26thopportunity · n=902

Equity to assets27thopportunity · n=894

Noncurrent loans56thin line · n=887

Liquid assets90thstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits91ststrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,783,210	1,502,927	1,242,573	0.82	7.96	3.32
2016-06-30	1,831,489	1,548,957	1,254,717	0.88	8.55	3.35
2016-09-30	1,846,995	1,544,129	1,290,119	0.85	8.23	3.34
2016-12-31	1,847,996	1,573,989	1,278,893	0.87	8.49	3.36
2017-03-31	1,843,928	1,580,501	1,273,573	0.85	8.28	3.50
2017-06-30	1,852,874	1,574,040	1,291,732	0.91	8.72	3.56
2017-09-30	1,890,074	1,577,379	1,306,382	0.95	9.03	3.59
2017-12-31	1,921,018	1,614,743	1,365,105	0.86	8.17	3.62
2018-03-31	1,944,428	1,622,257	1,362,044	0.83	8.00	3.73
2018-06-30	1,924,603	1,640,182	1,359,483	0.87	8.43	3.81
2018-09-30	1,889,241	1,627,063	1,381,449	0.92	8.77	3.86
2018-12-31	2,002,618	1,723,138	1,453,982	1.03	9.82	3.89
2019-03-31	2,009,707	1,722,476	1,439,208	1.15	10.62	3.93
2019-06-30	2,032,774	1,746,585	1,465,325	1.21	11.10	3.96
2019-09-30	2,032,461	1,761,636	1,471,758	1.27	11.55	3.97
2019-12-31	2,089,468	1,783,135	1,470,690	1.21	11.03	3.91
2020-03-31	2,102,643	1,815,656	1,463,918	0.93	8.35	3.66
2020-06-30	2,483,628	2,177,463	1,698,908	0.92	8.66	3.50
2020-09-30	2,560,920	2,238,028	1,707,493	0.93	9.03	3.40
2020-12-31	2,595,550	2,300,881	1,692,943	1.04	10.15	3.37
2021-03-31	2,767,458	2,455,706	1,666,399	1.16	12.45	3.28
2021-06-30	2,854,235	2,526,027	1,583,455	1.00	10.90	3.06
2021-09-30	2,923,766	2,623,687	1,451,073	0.94	10.36	2.96
2021-12-31	3,092,880	2,811,376	1,491,877	0.89	10.02	2.85
2022-03-31	3,039,342	2,791,997	1,543,228	0.61	7.95	2.51
2022-06-30	2,925,303	2,658,202	1,521,236	0.69	9.43	2.65
2022-09-30	2,885,665	2,642,307	1,520,629	0.82	11.73	2.85
2022-12-31	2,993,588	2,543,268	1,600,462	0.83	12.31	3.02
2023-03-31	2,965,998	2,548,947	1,616,066	0.90	14.04	3.28
2023-06-30	2,922,957	2,523,183	1,606,461	0.91	13.92	3.35
2023-09-30	2,963,191	2,535,716	1,664,614	0.89	13.65	3.27
2023-12-31	2,983,044	2,560,762	1,647,586	0.88	13.14	3.23
2024-03-31	2,918,627	2,534,171	1,625,112	1.15	14.96	3.05
2024-06-30	2,986,198	2,624,555	1,674,675	1.05	13.45	3.12
2024-09-30	2,982,555	2,610,476	1,651,158	0.96	11.98	3.14
2024-12-31	2,971,005	2,610,170	1,723,153	0.90	11.19	3.17
2025-03-31	2,964,716	2,595,775	1,762,657	0.82	9.76	3.20
2025-06-30	3,019,389	2,643,111	1,769,330	0.86	10.11	3.22
2025-09-30	3,120,379	2,732,742	1,811,029	0.83	9.64	3.19
2025-12-31	3,233,515	2,845,304	1,865,473	1.01	11.58	3.21
2026-03-31	3,190,224	2,810,966	1,837,874	1.04	11.48	3.35
2026-06-30	3,230,682	2,845,134	1,826,135	1.01	11.15	3.29

Structure and branch footprint

37 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2010-01-01	1	1907964	547840
1997-11-15	1	94643	547840
1997-11-15	1	124942	547840
1997-11-15	1	716347	547840
1991-02-01	1	455048	547840
1991-02-01	1	720942	547840

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.