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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,216,700 | 1,021,245 | 803,342 | 1.50 | 15.08 | 3.59 |
| 2016-06-30 | 1,199,152 | 960,255 | 829,655 | 1.48 | 14.69 | 3.59 |
| 2016-09-30 | 1,220,792 | 1,020,366 | 834,672 | 1.53 | 15.00 | 3.58 |
| 2016-12-31 | 1,200,877 | 1,005,653 | 845,213 | 1.57 | 15.43 | 3.61 |
| 2017-03-31 | 1,240,701 | 1,039,418 | 844,713 | 1.42 | 14.06 | 3.56 |
| 2017-06-30 | 1,259,287 | 1,016,846 | 866,612 | 1.50 | 14.65 | 3.58 |
| 2017-09-30 | 1,270,008 | 988,151 | 881,396 | 1.55 | 15.07 | 3.60 |
| 2017-12-31 | 1,262,449 | 1,024,442 | 884,533 | 1.54 | 14.85 | 3.59 |
| 2018-03-31 | 1,253,157 | 1,041,387 | 890,246 | 1.49 | 14.26 | 3.50 |
| 2018-06-30 | 1,264,543 | 1,030,869 | 905,227 | 1.60 | 15.31 | 3.64 |
| 2018-09-30 | 1,322,156 | 1,093,530 | 908,409 | 1.58 | 15.18 | 3.58 |
| 2018-12-31 | 1,361,706 | 1,127,644 | 923,376 | 1.50 | 14.49 | 3.56 |
| 2019-03-31 | 1,365,301 | 1,119,171 | 941,415 | 1.20 | 11.51 | 3.36 |
| 2019-06-30 | 1,388,988 | 1,084,790 | 963,609 | 1.31 | 12.35 | 3.41 |
| 2019-09-30 | 1,391,670 | 1,110,871 | 967,939 | 1.34 | 12.39 | 3.42 |
| 2019-12-31 | 1,376,396 | 1,127,182 | 938,147 | 1.37 | 12.43 | 3.47 |
| 2020-03-31 | 1,361,624 | 1,122,101 | 917,940 | 1.37 | 11.76 | 3.46 |
| 2020-06-30 | 1,553,258 | 1,230,356 | 971,671 | 1.44 | 12.78 | 3.43 |
| 2020-09-30 | 1,518,286 | 1,277,113 | 958,086 | 1.46 | 13.00 | 3.41 |
| 2020-12-31 | 1,606,710 | 1,362,445 | 886,513 | 1.40 | 12.51 | 3.34 |
| 2021-03-31 | 1,644,731 | 1,408,260 | 891,108 | 1.23 | 11.41 | 2.98 |
| 2021-06-30 | 1,599,752 | 1,374,198 | 930,191 | 1.26 | 11.52 | 3.06 |
| 2021-09-30 | 1,746,374 | 1,520,319 | 904,818 | 1.22 | 11.30 | 3.03 |
| 2021-12-31 | 1,755,068 | 1,535,192 | 905,538 | 1.16 | 10.82 | 2.99 |
| 2022-03-31 | 1,720,130 | 1,532,306 | 911,432 | 0.89 | 9.50 | 2.79 |
| 2022-06-30 | 1,686,039 | 1,492,620 | 947,717 | 1.00 | 11.84 | 2.89 |
| 2022-09-30 | 1,746,503 | 1,494,776 | 993,569 | 1.07 | 13.68 | 2.96 |
| 2022-12-31 | 1,801,604 | 1,501,115 | 1,064,779 | 1.10 | 14.54 | 3.03 |
| 2023-03-31 | 1,772,947 | 1,568,577 | 1,086,892 | 0.57 | 8.54 | 2.70 |
| 2023-06-30 | 1,796,688 | 1,508,389 | 1,126,549 | 0.56 | 8.58 | 2.60 |
| 2023-09-30 | 1,823,389 | 1,494,785 | 1,172,818 | 0.50 | 7.85 | 2.48 |
| 2023-12-31 | 1,869,961 | 1,504,453 | 1,209,029 | 0.57 | 8.71 | 2.37 |
| 2024-03-31 | 1,869,267 | 1,569,846 | 1,239,918 | 0.28 | 3.96 | 1.93 |
| 2024-06-30 | 1,865,803 | 1,513,710 | 1,233,373 | 0.35 | 5.00 | 2.00 |
| 2024-09-30 | 1,846,879 | 1,512,952 | 1,213,498 | 0.35 | 4.82 | 2.02 |
| 2024-12-31 | 2,015,630 | 1,676,451 | 1,197,964 | 0.37 | 5.22 | 2.06 |
| 2025-03-31 | 2,177,523 | 1,831,517 | 1,195,740 | 0.77 | 11.33 | 2.28 |
| 2025-06-30 | 2,084,386 | 1,759,777 | 1,200,597 | 0.87 | 12.43 | 2.40 |
| 2025-09-30 | 1,988,126 | 1,708,916 | 1,203,295 | 0.87 | 11.96 | 2.50 |
| 2025-12-31 | 2,064,114 | 1,784,439 | 1,247,292 | 0.80 | 10.68 | 2.54 |
| 2026-03-31 | 2,135,629 | 1,853,356 | 1,275,680 | 1.10 | 13.30 | 2.89 |
| 2026-06-30 | 2,097,919 | 1,821,990 | 1,264,580 | 1.14 | 13.67 | 2.95 |
16 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-04-11 | 1 | 3815595 | 2009605 |
| 2011-10-08 | 1 | 927255 | 2009605 |
| 1995-10-10 | 1 | 684259 | 2009605 |
| 1995-10-10 | 1 | 926753 | 2009605 |
| 1995-10-10 | 1 | 1010350 | 2009605 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.