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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,026,480 | 784,976 | 824,130 | 3.65 | 21.81 | 5.36 |
| 2021-06-30 | 1,118,469 | 926,272 | 896,698 | 3.74 | 23.12 | 5.51 |
| 2021-09-30 | 1,215,248 | 1,000,343 | 963,886 | 4.16 | 26.22 | 5.72 |
| 2021-12-31 | 1,322,130 | 1,077,416 | 1,057,441 | 4.42 | 28.16 | 5.66 |
| 2022-03-31 | 1,401,051 | 1,133,867 | 1,093,388 | 3.91 | 26.00 | 5.26 |
| 2022-06-30 | 1,614,774 | 1,298,969 | 1,272,726 | 3.97 | 26.91 | 5.48 |
| 2022-09-30 | 1,799,392 | 1,440,073 | 1,439,812 | 4.47 | 30.83 | 6.09 |
| 2022-12-31 | 2,054,921 | 1,713,760 | 1,578,500 | 4.78 | 33.49 | 6.25 |
| 2023-03-31 | 2,132,910 | 1,840,870 | 1,688,527 | 5.32 | 40.04 | 6.64 |
| 2023-06-30 | 2,191,364 | 1,807,794 | 1,769,915 | 5.13 | 38.09 | 6.74 |
| 2023-09-30 | 2,363,304 | 1,920,414 | 1,911,959 | 5.06 | 37.31 | 6.55 |
| 2023-12-31 | 2,569,549 | 2,152,401 | 2,070,279 | 5.00 | 36.31 | 6.49 |
| 2024-03-31 | 2,653,848 | 2,269,945 | 2,131,521 | 4.75 | 34.09 | 5.65 |
| 2024-06-30 | 2,732,541 | 2,322,578 | 2,200,618 | 4.66 | 33.64 | 5.70 |
| 2024-09-30 | 2,812,104 | 2,314,625 | 2,284,472 | 4.60 | 33.39 | 5.62 |
| 2024-12-31 | 2,781,756 | 2,278,721 | 2,263,385 | 4.00 | 28.95 | 5.58 |
| 2025-03-31 | 2,790,233 | 2,334,995 | 2,257,511 | 4.07 | 29.51 | 5.09 |
| 2025-06-30 | 2,768,931 | 2,297,005 | 2,227,444 | 4.05 | 28.95 | 5.14 |
| 2025-09-30 | 2,813,111 | 2,305,176 | 2,250,455 | 4.14 | 28.89 | 5.24 |
| 2025-12-31 | 2,772,872 | 2,237,555 | 2,236,017 | 3.98 | 27.61 | 5.27 |
| 2026-03-31 | 2,764,700 | 2,223,978 | 2,207,846 | 3.94 | 26.95 | 5.04 |
| 2026-06-30 | 2,585,922 | 2,141,255 | 2,072,730 | 4.24 | 27.93 | 5.33 |
7 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-01-28 | 50 | 673431 | 1157415 |
| 2014-10-25 | 50 | 215130 | 1157415 |
| 2009-07-03 | 50 | 3194179 | 1157415 |
| 1990-03-30 | 50 | 519351 | 1157415 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.