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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Antioch, IL · FDIC certificate #5744 · RSSD 595430
STATE BANK OF THE LAKES NA is an FDIC-insured institution based in Antioch, IL (FDIC certificate #5744). In its Q2 2026 Call Report it reported total assets of $2.8B, total deposits of $2.4B and net loans of $2.1B. Its primary federal regulator is OCC. Its current parent is WINTRUST FINANCIAL CORPORATION.
Reported facts
Deterministic ratios for STATE BANK OF THE LAKES NA from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 10.75% |
|---|---|
| Equity to assets | 10.15% |
| Noncurrent loans ratio | 0.18% |
| Nonaccrual loans ratio | 0.10% |
| Loan to deposit ratio | 87.74% |
| Liquid assets ratio | 20.63% |
| Brokered deposit ratio | 14.72% |
| Total deposits | $2.4B |
| Net loans and leases | $2.1B |