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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 239,277,838 | 190,872,030 | 19,207,372 | 0.57 | 6.60 | 1.15 |
| 2016-06-30 | 251,261,047 | 199,942,121 | 19,855,337 | 0.81 | 9.31 | 1.15 |
| 2016-09-30 | 251,545,405 | 204,130,685 | 21,504,433 | 0.86 | 9.84 | 1.15 |
| 2016-12-31 | 239,202,604 | 191,712,629 | 19,756,361 | 0.93 | 10.56 | 1.16 |
| 2017-03-31 | 233,542,890 | 188,491,041 | 22,562,145 | 0.84 | 9.03 | 1.19 |
| 2017-06-30 | 234,888,953 | 186,175,266 | 24,446,071 | 0.92 | 9.77 | 1.26 |
| 2017-09-30 | 232,359,259 | 183,888,887 | 23,718,589 | 1.00 | 10.51 | 1.32 |
| 2017-12-31 | 235,021,618 | 189,219,078 | 23,374,665 | 0.96 | 9.99 | 1.34 |
| 2018-03-31 | 247,203,427 | 196,061,010 | 29,661,959 | 1.14 | 11.94 | 1.49 |
| 2018-06-30 | 245,244,124 | 190,381,589 | 24,201,226 | 1.18 | 12.36 | 1.48 |
| 2018-09-30 | 230,961,378 | 171,746,890 | 23,442,180 | 1.23 | 12.39 | 1.53 |
| 2018-12-31 | 242,037,871 | 185,217,005 | 25,850,933 | 1.14 | 11.25 | 1.54 |
| 2019-03-31 | 225,137,000 | 167,363,000 | 23,438,000 | 0.88 | 7.91 | 1.75 |
| 2019-06-30 | 238,122,000 | 175,490,000 | 25,474,000 | 0.97 | 8.64 | 1.70 |
| 2019-09-30 | 241,364,000 | 176,022,000 | 27,064,000 | 0.96 | 8.66 | 1.67 |
| 2019-12-31 | 242,148,000 | 187,636,000 | 26,359,000 | 0.94 | 8.54 | 1.64 |
| 2020-03-31 | 359,196,000 | 263,431,000 | 32,402,000 | 0.96 | 11.14 | 1.16 |
| 2020-06-30 | 276,808,000 | 207,973,000 | 26,839,000 | 0.95 | 10.74 | 1.10 |
| 2020-09-30 | 268,733,000 | 203,511,000 | 27,021,000 | 0.89 | 9.80 | 1.04 |
| 2020-12-31 | 311,181,000 | 246,456,000 | 27,923,000 | 0.84 | 9.40 | 0.98 |
| 2021-03-31 | 313,281,000 | 250,482,000 | 31,587,000 | 0.69 | 8.25 | 0.77 |
| 2021-06-30 | 322,958,000 | 268,142,000 | 30,724,000 | 0.82 | 9.77 | 0.76 |
| 2021-09-30 | 319,439,000 | 265,086,000 | 32,822,000 | 0.83 | 9.91 | 0.77 |
| 2021-12-31 | 311,063,000 | 260,805,000 | 32,564,000 | 0.84 | 9.88 | 0.78 |
| 2022-03-31 | 318,494,000 | 257,005,000 | 35,204,000 | 0.74 | 8.58 | 0.84 |
| 2022-06-30 | 296,434,000 | 247,184,000 | 33,663,000 | 0.86 | 9.78 | 0.93 |
| 2022-09-30 | 300,010,000 | 243,887,000 | 36,209,000 | 0.87 | 9.92 | 1.02 |
| 2022-12-31 | 298,020,000 | 241,844,000 | 32,276,000 | 0.91 | 10.30 | 1.13 |
| 2023-03-31 | 287,069,000 | 230,488,000 | 34,024,000 | 0.84 | 9.31 | 1.46 |
| 2023-06-30 | 290,889,000 | 229,272,000 | 34,225,000 | 0.93 | 10.31 | 1.45 |
| 2023-09-30 | 280,469,000 | 218,322,000 | 35,539,000 | 0.85 | 9.37 | 1.42 |
| 2023-12-31 | 293,238,000 | 227,068,000 | 36,717,000 | 0.72 | 8.02 | 1.41 |
| 2024-03-31 | 333,667,000 | 258,582,000 | 38,675,000 | 0.68 | 8.29 | 1.22 |
| 2024-06-30 | 321,473,000 | 244,620,000 | 39,419,000 | 0.80 | 9.73 | 1.22 |
| 2024-09-30 | 334,336,000 | 254,431,000 | 41,974,000 | 0.82 | 9.96 | 1.19 |
| 2024-12-31 | 348,989,000 | 266,945,000 | 43,201,000 | 0.85 | 10.42 | 1.18 |
| 2025-03-31 | 368,219,000 | 277,920,000 | 44,684,000 | 0.82 | 10.55 | 1.04 |
| 2025-06-30 | 371,784,000 | 289,084,000 | 47,313,000 | 0.79 | 10.13 | 1.07 |
| 2025-09-30 | 366,079,000 | 286,028,000 | 46,643,000 | 0.84 | 10.72 | 1.08 |
| 2025-12-31 | 360,681,000 | 280,582,000 | 46,770,000 | 0.83 | 10.62 | 1.11 |
| 2026-03-31 | 386,546,000 | 299,560,000 | 49,200,000 | 0.81 | 10.55 | 1.24 |
| 2026-06-30 | 412,620,000 | 326,247,000 | 52,208,000 | 0.97 | 12.96 | 1.24 |
3 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-07-02 | 1 | 911807 | 35301 |
| 2000-11-01 | 1 | 608956 | 35301 |
| 1999-12-23 | 1 | 2055992 | 35301 |
| 1961-04-17 | 1 | 34809 | 35301 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.