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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #10988 · RSSD 141556
STEARNS BANK NATIONAL ASSN is an FDIC-insured institution (FDIC certificate #10988). In its Q2 2026 Call Report it reported total assets of $3.3B, total deposits of $2.4B and net loans of $2.7B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for STEARNS BANK NATIONAL ASSN from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 15.39% |
|---|---|
| Equity to assets | 16.33% |
| Noncurrent loans ratio | 2.65% |
| Nonaccrual loans ratio | 2.65% |
| Loan to deposit ratio | 118.22% |
| Liquid assets ratio | 10.43% |
| Brokered deposit ratio | 46.04% |
| Total deposits | $2.4B |
| Net loans and leases | $2.7B |