Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,209,151 | 1,862,114 | 1,703,746 | 1.22 | 10.30 | 4.33 |
| 2016-06-30 | 2,365,075 | 1,863,710 | 1,738,798 | 1.08 | 9.31 | 4.29 |
| 2016-09-30 | 2,460,028 | 1,921,954 | 1,813,846 | 1.03 | 9.02 | 4.31 |
| 2016-12-31 | 2,454,484 | 1,893,630 | 1,874,101 | 1.02 | 9.00 | 4.30 |
| 2017-03-31 | 2,593,571 | 2,036,852 | 1,968,346 | 0.99 | 9.16 | 4.24 |
| 2017-06-30 | 2,724,829 | 2,124,881 | 2,093,733 | 0.92 | 8.60 | 4.22 |
| 2017-09-30 | 2,813,136 | 2,290,657 | 2,178,224 | 0.76 | 7.09 | 4.26 |
| 2017-12-31 | 2,860,789 | 2,220,587 | 2,248,370 | 0.68 | 6.34 | 4.27 |
| 2018-03-31 | 2,888,737 | 2,293,208 | 2,266,230 | 1.11 | 10.23 | 4.14 |
| 2018-06-30 | 2,966,748 | 2,320,727 | 2,335,333 | 1.09 | 10.04 | 4.17 |
| 2018-09-30 | 3,034,142 | 2,441,015 | 2,417,340 | 1.14 | 10.47 | 4.16 |
| 2018-12-31 | 4,653,896 | 3,669,055 | 3,681,975 | 1.18 | 9.74 | 4.35 |
| 2019-03-31 | 4,766,025 | 3,782,191 | 3,779,113 | 1.11 | 7.39 | 4.28 |
| 2019-06-30 | 4,790,854 | 3,863,390 | 3,830,022 | 1.18 | 7.79 | 4.32 |
| 2019-09-30 | 4,902,178 | 3,959,108 | 3,856,196 | 1.13 | 7.47 | 4.30 |
| 2019-12-31 | 4,985,690 | 4,082,224 | 3,885,872 | 1.15 | 7.60 | 4.27 |
| 2020-03-31 | 4,997,924 | 3,976,728 | 3,918,035 | 0.36 | 2.34 | 4.16 |
| 2020-06-30 | 5,834,155 | 4,722,709 | 4,536,014 | 0.58 | 3.97 | 4.19 |
| 2020-09-30 | 5,964,666 | 4,936,489 | 4,543,664 | 0.80 | 5.54 | 4.18 |
| 2020-12-31 | 6,046,137 | 5,005,711 | 4,438,591 | 0.89 | 6.26 | 4.18 |
| 2021-03-31 | 6,423,375 | 5,390,634 | 4,606,411 | 1.22 | 9.31 | 3.98 |
| 2021-06-30 | 6,500,819 | 5,459,544 | 4,411,157 | 1.36 | 10.47 | 3.95 |
| 2021-09-30 | 6,751,510 | 5,711,080 | 4,238,978 | 1.32 | 10.32 | 3.91 |
| 2021-12-31 | 7,096,226 | 6,102,045 | 4,172,546 | 1.32 | 10.59 | 3.83 |
| 2022-03-31 | 7,140,307 | 6,214,729 | 4,234,299 | 1.11 | 10.01 | 3.35 |
| 2022-06-30 | 6,722,118 | 5,919,646 | 4,298,591 | 1.07 | 9.69 | 3.50 |
| 2022-09-30 | 6,724,095 | 5,684,333 | 4,539,765 | 1.08 | 9.90 | 3.63 |
| 2022-12-31 | 10,891,835 | 9,294,271 | 7,661,571 | 0.53 | 4.61 | 2.82 |
| 2023-03-31 | 10,595,556 | 8,759,081 | 7,789,856 | 1.45 | 10.75 | 4.86 |
| 2023-06-30 | 10,768,709 | 8,779,730 | 7,968,523 | 1.42 | 10.36 | 4.70 |
| 2023-09-30 | 10,655,435 | 8,703,911 | 7,910,953 | 1.35 | 9.78 | 4.64 |
| 2023-12-31 | 10,636,734 | 8,899,088 | 7,833,449 | 1.28 | 9.17 | 4.60 |
| 2024-03-31 | 10,718,502 | 8,829,915 | 7,811,826 | 1.03 | 7.08 | 4.31 |
| 2024-06-30 | 10,731,333 | 8,774,463 | 7,619,125 | 1.12 | 7.65 | 4.28 |
| 2024-09-30 | 10,645,905 | 8,803,380 | 7,466,623 | 1.20 | 8.10 | 4.28 |
| 2024-12-31 | 10,904,985 | 9,189,284 | 7,358,796 | 1.15 | 7.81 | 4.31 |
| 2025-03-31 | 10,432,888 | 8,603,944 | 7,199,387 | 1.03 | 6.79 | 4.27 |
| 2025-06-30 | 10,492,328 | 8,722,009 | 7,204,182 | 1.07 | 7.04 | 4.26 |
| 2025-09-30 | 10,626,532 | 8,887,135 | 7,088,933 | 1.07 | 7.01 | 4.27 |
| 2025-12-31 | 10,792,468 | 9,073,259 | 7,216,962 | 1.07 | 7.02 | 4.28 |
| 2026-03-31 | 10,888,501 | 9,044,361 | 7,502,521 | 1.17 | 7.75 | 4.37 |
| 2026-06-30 | 10,404,868 | 8,737,614 | 7,427,664 | -0.62 | -4.12 | 4.43 |
0 current branch locations across 0 states as of Unavailable. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-07-01 | 1 | 3579589 | 664756 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.