Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,140,793 | 943,428 | 824,238 | 1.33 | 11.90 | 3.83 |
| 2016-06-30 | 1,178,018 | 979,913 | 873,767 | 1.17 | 10.56 | 3.62 |
| 2016-09-30 | 1,405,960 | 1,205,894 | 955,667 | 1.27 | 11.97 | 3.55 |
| 2016-12-31 | 1,401,648 | 1,238,877 | 938,134 | 1.04 | 10.05 | 3.38 |
| 2017-03-31 | 1,329,956 | 1,166,337 | 984,566 | 1.15 | 11.68 | 3.27 |
| 2017-06-30 | 1,341,761 | 1,174,986 | 1,000,959 | 1.10 | 11.02 | 3.35 |
| 2017-09-30 | 1,261,869 | 1,095,239 | 1,001,880 | 1.14 | 11.10 | 3.46 |
| 2017-12-31 | 1,265,123 | 1,101,459 | 998,169 | 1.08 | 10.38 | 3.56 |
| 2018-03-31 | 1,251,542 | 1,080,139 | 1,006,307 | 1.59 | 14.24 | 3.98 |
| 2018-06-30 | 1,252,790 | 1,080,677 | 1,002,507 | 1.47 | 13.06 | 3.72 |
| 2018-09-30 | 1,228,485 | 1,052,746 | 967,055 | 1.50 | 13.19 | 3.76 |
| 2018-12-31 | 1,243,764 | 1,071,549 | 946,708 | 1.36 | 11.92 | 3.71 |
| 2019-03-31 | 1,249,046 | 1,073,194 | 957,005 | 1.22 | 10.45 | 3.37 |
| 2019-06-30 | 1,239,855 | 1,062,639 | 975,184 | 1.30 | 11.10 | 3.50 |
| 2019-09-30 | 1,252,337 | 1,073,203 | 964,426 | 1.34 | 11.35 | 3.55 |
| 2019-12-31 | 1,242,953 | 1,066,964 | 928,115 | 1.23 | 10.42 | 3.68 |
| 2020-03-31 | 1,241,797 | 1,061,735 | 917,970 | 1.35 | 11.33 | 3.43 |
| 2020-06-30 | 1,296,643 | 1,113,633 | 952,655 | 1.49 | 12.62 | 3.59 |
| 2020-09-30 | 1,273,184 | 1,089,472 | 995,782 | 1.51 | 12.76 | 3.67 |
| 2020-12-31 | 1,339,412 | 1,158,800 | 1,000,152 | 1.43 | 12.16 | 3.78 |
| 2021-03-31 | 1,358,419 | 1,177,369 | 1,027,911 | 1.81 | 16.07 | 4.10 |
| 2021-06-30 | 1,391,638 | 1,207,774 | 1,059,633 | 1.81 | 16.11 | 4.10 |
| 2021-09-30 | 1,373,378 | 1,187,006 | 1,084,461 | 1.85 | 16.38 | 4.25 |
| 2021-12-31 | 1,387,533 | 1,204,908 | 1,045,008 | 1.81 | 15.93 | 4.30 |
| 2022-03-31 | 1,393,782 | 1,211,340 | 1,024,910 | 1.64 | 14.40 | 3.86 |
| 2022-06-30 | 1,376,734 | 1,192,347 | 989,471 | 1.68 | 14.61 | 3.97 |
| 2022-09-30 | 1,374,966 | 1,188,711 | 982,004 | 1.73 | 15.01 | 4.08 |
| 2022-12-31 | 1,357,568 | 1,172,157 | 976,253 | 1.80 | 15.55 | 4.20 |
| 2023-03-31 | 1,371,847 | 1,192,463 | 964,763 | 1.84 | 15.51 | 4.24 |
| 2023-06-30 | 1,358,690 | 1,176,587 | 983,111 | 1.73 | 14.58 | 4.17 |
| 2023-09-30 | 1,364,621 | 1,181,150 | 977,221 | 1.64 | 13.79 | 4.10 |
| 2023-12-31 | 1,383,381 | 1,197,433 | 917,912 | 1.64 | 13.73 | 4.12 |
| 2024-03-31 | 1,385,405 | 1,198,868 | 952,844 | 1.45 | 12.17 | 3.95 |
| 2024-06-30 | 1,375,447 | 1,187,389 | 980,534 | 1.58 | 13.17 | 4.21 |
| 2024-09-30 | 1,421,065 | 1,230,956 | 940,504 | 1.51 | 12.61 | 4.14 |
| 2024-12-31 | 1,417,492 | 1,229,856 | 950,262 | 1.50 | 12.56 | 4.22 |
| 2025-03-31 | 1,424,760 | 1,242,174 | 970,131 | 1.33 | 11.10 | 4.06 |
| 2025-06-30 | 1,443,194 | 1,258,021 | 1,046,469 | 1.51 | 12.63 | 4.36 |
| 2025-09-30 | 1,507,315 | 1,325,512 | 1,007,021 | 1.61 | 13.66 | 4.53 |
| 2025-12-31 | 1,524,662 | 1,342,848 | 1,018,407 | 1.57 | 13.44 | 4.58 |
| 2026-03-31 | 1,571,899 | 1,386,573 | 1,031,035 | 1.68 | 15.08 | 4.31 |
| 2026-06-30 | 1,563,784 | 1,375,687 | 1,061,544 | 1.63 | 14.60 | 4.31 |
16 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-02-06 | 1 | 947842 | 3284490 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.