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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 8,308,995 | 7,222,101 | 3,737,208 | 1.25 | 20.01 | 2.44 |
| 2016-06-30 | 9,429,560 | 7,886,802 | 4,588,600 | 1.22 | 19.29 | 2.35 |
| 2016-09-30 | 11,208,529 | 9,890,675 | 5,363,906 | 1.21 | 18.90 | 2.33 |
| 2016-12-31 | 13,016,049 | 11,534,819 | 6,037,587 | 1.23 | 18.53 | 2.38 |
| 2017-03-31 | 13,497,508 | 11,706,647 | 6,335,978 | 1.30 | 18.38 | 2.63 |
| 2017-06-30 | 13,926,601 | 12,057,553 | 6,560,962 | 1.28 | 18.11 | 2.69 |
| 2017-09-30 | 14,770,281 | 12,895,375 | 7,176,001 | 1.29 | 18.40 | 2.73 |
| 2017-12-31 | 15,286,549 | 13,426,012 | 7,444,201 | 1.30 | 18.53 | 2.77 |
| 2018-03-31 | 15,336,877 | 13,351,416 | 7,489,353 | 1.72 | 24.63 | 2.91 |
| 2018-06-30 | 15,869,121 | 13,909,629 | 7,557,966 | 1.75 | 25.26 | 2.95 |
| 2018-09-30 | 16,418,017 | 14,005,411 | 8,015,944 | 1.71 | 24.77 | 2.94 |
| 2018-12-31 | 16,110,188 | 14,221,005 | 7,655,237 | 1.76 | 25.35 | 2.95 |
| 2019-03-31 | 14,923,027 | 13,284,671 | 7,849,864 | 1.87 | 26.15 | 3.20 |
| 2019-06-30 | 14,476,178 | 12,879,763 | 8,115,193 | 1.78 | 24.56 | 3.17 |
| 2019-09-30 | 13,901,250 | 12,441,241 | 8,289,627 | 1.79 | 24.58 | 3.18 |
| 2019-12-31 | 14,144,676 | 12,727,031 | 8,857,931 | 1.76 | 24.17 | 3.18 |
| 2020-03-31 | 14,909,515 | 13,575,750 | 9,677,239 | 1.59 | 23.25 | 3.17 |
| 2020-06-30 | 14,201,966 | 12,721,369 | 9,643,683 | 1.49 | 21.08 | 3.01 |
| 2020-09-30 | 14,176,417 | 13,035,256 | 9,716,410 | 1.53 | 21.49 | 2.85 |
| 2020-12-31 | 14,672,010 | 13,550,990 | 10,140,871 | 1.52 | 21.34 | 2.76 |
| 2021-03-31 | 14,793,125 | 13,665,013 | 10,394,785 | 1.52 | 21.17 | 2.48 |
| 2021-06-30 | 15,497,996 | 14,353,146 | 11,051,345 | 1.50 | 21.12 | 2.51 |
| 2021-09-30 | 16,768,341 | 15,437,989 | 11,870,121 | 1.46 | 20.67 | 2.51 |
| 2021-12-31 | 18,959,414 | 17,608,224 | 14,448,867 | 1.46 | 20.83 | 2.50 |
| 2022-03-31 | 19,955,072 | 18,424,948 | 15,590,313 | 1.28 | 18.61 | 2.61 |
| 2022-06-30 | 21,743,201 | 20,146,225 | 16,850,049 | 1.41 | 20.60 | 2.82 |
| 2022-09-30 | 22,862,009 | 21,010,008 | 17,975,715 | 1.61 | 23.26 | 3.07 |
| 2022-12-31 | 21,228,609 | 19,212,223 | 16,207,446 | 1.90 | 26.86 | 3.42 |
| 2023-03-31 | 20,969,212 | 19,128,679 | 15,552,119 | 2.75 | 36.27 | 4.39 |
| 2023-06-30 | 19,318,086 | 17,228,850 | 14,358,231 | 2.71 | 35.49 | 4.40 |
| 2023-09-30 | 19,189,585 | 17,496,911 | 14,641,212 | 2.64 | 34.50 | 4.35 |
| 2023-12-31 | 16,773,574 | 15,080,223 | 12,137,659 | 2.69 | 34.87 | 4.32 |
| 2024-03-31 | 17,999,670 | 16,564,202 | 12,842,990 | 2.14 | 28.82 | 3.57 |
| 2024-06-30 | 18,028,150 | 16,430,962 | 13,207,457 | 2.09 | 28.71 | 3.55 |
| 2024-09-30 | 18,849,304 | 17,349,098 | 13,951,491 | 2.06 | 28.67 | 3.53 |
| 2024-12-31 | 19,509,889 | 18,043,947 | 14,366,028 | 1.99 | 27.79 | 3.51 |
| 2025-03-31 | 19,529,888 | 17,901,748 | 14,566,278 | 1.79 | 25.48 | 3.31 |
| 2025-06-30 | 18,469,661 | 16,860,531 | 14,174,925 | 1.84 | 25.91 | 3.49 |
| 2025-09-30 | 19,672,298 | 17,879,107 | 14,638,318 | 1.85 | 26.38 | 3.45 |
| 2025-12-31 | 19,412,996 | 17,855,157 | 14,844,770 | 1.82 | 26.13 | 3.47 |
| 2026-03-31 | 20,062,734 | 18,396,559 | 14,886,894 | 1.77 | 26.00 | 3.51 |
| 2026-06-30 | 19,620,017 | 17,528,088 | 15,139,086 | 1.86 | 27.27 | 3.53 |
2 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-11-01 | 1 | 202578 | 3076248 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.