Regulatory profile
Forman, ND · FDIC certificate #8942
STOCK GROWERS BANK is an FDIC-insured institution based in Forman, ND (FDIC certificate #8942). In its Q3 2026 Call Report it reported total assets of $326M, total deposits of $299M and net loans of $173M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for STOCK GROWERS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $299M |
|---|---|
| Net loans and leases | $173M |
Plain-language readout
STOCK GROWERS BANK in Forman, ND funds its loans with $299M of deposits and holds $173M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for STOCK GROWERS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 57.71% in Q3 2026, against 53.37% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $173M | $299M | 57.71% |
| Q2 2026 | $171M | $300M | 57.13% |
| Q1 2026 | $163M | $305M | 53.37% |