Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,821,867 | 2,371,879 | 2,076,123 | 1.45 | 14.48 | 3.54 |
| 2016-06-30 | 2,907,191 | 2,355,594 | 2,158,979 | 1.45 | 14.47 | 3.54 |
| 2016-09-30 | 2,936,149 | 2,396,177 | 2,204,330 | 1.47 | 14.52 | 3.56 |
| 2016-12-31 | 3,037,007 | 2,527,656 | 2,284,717 | 1.46 | 14.48 | 3.56 |
| 2017-03-31 | 3,032,022 | 2,549,044 | 2,252,219 | 1.35 | 13.49 | 3.52 |
| 2017-06-30 | 3,125,252 | 2,483,165 | 2,287,633 | 1.38 | 13.78 | 3.49 |
| 2017-09-30 | 3,154,269 | 2,486,455 | 2,315,717 | 1.43 | 14.18 | 3.51 |
| 2017-12-31 | 3,234,045 | 2,588,998 | 2,387,703 | 1.26 | 12.52 | 3.53 |
| 2018-03-31 | 3,282,394 | 2,582,481 | 2,492,494 | 1.70 | 17.07 | 3.54 |
| 2018-06-30 | 3,322,225 | 2,548,859 | 2,555,204 | 1.72 | 17.22 | 3.61 |
| 2018-09-30 | 3,323,217 | 2,606,059 | 2,511,851 | 1.73 | 17.23 | 3.63 |
| 2018-12-31 | 3,301,156 | 2,802,027 | 2,524,327 | 1.78 | 17.43 | 3.68 |
| 2019-03-31 | 3,279,633 | 2,758,072 | 2,502,262 | 1.94 | 17.62 | 3.84 |
| 2019-06-30 | 3,459,185 | 2,884,737 | 2,741,395 | 1.89 | 17.10 | 3.85 |
| 2019-09-30 | 3,529,915 | 2,960,523 | 2,836,131 | 1.93 | 17.67 | 3.89 |
| 2019-12-31 | 3,720,038 | 3,148,737 | 2,827,057 | 1.92 | 17.77 | 3.87 |
| 2020-03-31 | 3,780,774 | 3,212,514 | 2,903,404 | 1.49 | 14.42 | 3.68 |
| 2020-06-30 | 4,330,519 | 3,734,297 | 3,433,795 | 1.42 | 14.28 | 3.55 |
| 2020-09-30 | 4,360,890 | 3,759,892 | 3,445,637 | 1.41 | 14.31 | 3.48 |
| 2020-12-31 | 4,604,281 | 3,993,862 | 3,502,345 | 1.47 | 15.12 | 3.46 |
| 2021-03-31 | 4,790,397 | 4,202,702 | 3,591,338 | 1.92 | 21.05 | 3.39 |
| 2021-06-30 | 6,074,391 | 5,262,224 | 4,152,508 | 0.98 | 10.17 | 2.83 |
| 2021-09-30 | 6,170,370 | 5,343,658 | 4,142,851 | 1.17 | 11.84 | 2.95 |
| 2021-12-31 | 6,639,234 | 5,791,057 | 4,124,074 | 1.27 | 12.91 | 2.97 |
| 2022-03-31 | 7,758,969 | 6,776,834 | 4,790,020 | 0.43 | 4.53 | 2.68 |
| 2022-06-30 | 7,561,988 | 6,570,817 | 4,821,008 | 0.91 | 9.55 | 2.96 |
| 2022-09-30 | 7,535,160 | 6,513,712 | 5,008,024 | 1.12 | 11.72 | 3.17 |
| 2022-12-31 | 7,488,838 | 6,399,935 | 5,134,993 | 1.25 | 12.96 | 3.33 |
| 2023-03-31 | 7,659,900 | 6,358,597 | 5,172,719 | 1.55 | 15.09 | 3.68 |
| 2023-06-30 | 7,724,821 | 6,209,226 | 5,346,959 | 1.51 | 14.61 | 3.60 |
| 2023-09-30 | 7,901,513 | 6,403,888 | 5,544,535 | 1.48 | 14.39 | 3.57 |
| 2023-12-31 | 8,165,735 | 6,676,560 | 5,696,711 | 1.43 | 13.78 | 3.53 |
| 2024-03-31 | 8,114,426 | 6,613,540 | 5,775,280 | 1.33 | 12.54 | 3.33 |
| 2024-06-30 | 8,312,851 | 6,570,369 | 5,995,247 | 1.36 | 12.75 | 3.36 |
| 2024-09-30 | 8,435,083 | 6,726,823 | 6,197,612 | 1.39 | 12.81 | 3.40 |
| 2024-12-31 | 8,860,929 | 7,168,882 | 6,439,745 | 1.40 | 13.04 | 3.44 |
| 2025-03-31 | 8,992,689 | 7,295,098 | 6,565,343 | 1.53 | 14.25 | 3.52 |
| 2025-06-30 | 9,203,594 | 7,508,412 | 6,764,565 | 1.54 | 14.23 | 3.55 |
| 2025-09-30 | 9,303,136 | 7,645,827 | 6,843,341 | 1.57 | 14.36 | 3.60 |
| 2025-12-31 | 9,533,246 | 7,793,115 | 6,955,690 | 1.57 | 14.33 | 3.63 |
| 2026-03-31 | 9,457,499 | 7,759,260 | 7,138,591 | 1.60 | 13.94 | 3.64 |
| 2026-06-30 | 10,360,306 | 8,489,173 | 7,782,917 | 1.64 | 14.12 | 3.75 |
85 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-05-01 | 1 | 618740 | 317342 |
| 2022-03-07 | 1 | 189044 | 317342 |
| 2021-07-01 | 1 | 373115 | 317342 |
| 2019-05-01 | 1 | 909541 | 317342 |
| 2013-05-01 | 1 | 2087845 | 317342 |
| 1998-05-30 | 1 | 1847 | 317342 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.