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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,113,944 | 2,305,925 | 1,978,994 | 1.76 | 18.63 | 3.45 |
| 2016-06-30 | 3,120,107 | 2,335,495 | 2,131,960 | 1.80 | 18.76 | 3.51 |
| 2016-09-30 | 3,166,050 | 2,351,284 | 2,211,430 | 1.92 | 19.78 | 3.61 |
| 2016-12-31 | 3,229,259 | 2,432,229 | 2,207,098 | 1.90 | 19.55 | 3.65 |
| 2017-03-31 | 3,201,863 | 2,398,406 | 2,182,499 | 1.85 | 18.57 | 3.73 |
| 2017-06-30 | 3,297,661 | 2,424,415 | 2,308,081 | 1.84 | 18.43 | 3.73 |
| 2017-09-30 | 3,383,712 | 2,489,841 | 2,326,679 | 1.91 | 19.16 | 3.81 |
| 2017-12-31 | 3,522,047 | 2,628,877 | 2,357,501 | 1.92 | 19.40 | 3.82 |
| 2018-03-31 | 3,483,135 | 2,578,824 | 2,358,429 | 1.82 | 18.71 | 3.78 |
| 2018-06-30 | 3,533,569 | 2,585,666 | 2,451,639 | 1.82 | 18.68 | 3.89 |
| 2018-09-30 | 3,549,948 | 2,590,244 | 2,483,961 | 1.88 | 19.10 | 3.95 |
| 2018-12-31 | 3,648,810 | 2,708,311 | 2,498,003 | 1.93 | 19.57 | 3.98 |
| 2019-03-31 | 3,664,700 | 2,718,517 | 2,482,565 | 1.79 | 17.45 | 3.90 |
| 2019-06-30 | 3,710,901 | 2,748,674 | 2,568,523 | 1.80 | 17.44 | 3.94 |
| 2019-09-30 | 3,814,641 | 2,887,437 | 2,607,979 | 1.89 | 18.19 | 4.00 |
| 2019-12-31 | 3,986,026 | 3,047,716 | 2,528,204 | 1.96 | 18.86 | 3.95 |
| 2020-03-31 | 3,933,758 | 3,072,759 | 2,581,021 | 1.98 | 18.45 | 3.70 |
| 2020-06-30 | 4,522,149 | 3,603,567 | 2,881,653 | 2.27 | 21.71 | 3.60 |
| 2020-09-30 | 4,759,467 | 3,831,598 | 2,953,374 | 2.22 | 21.59 | 3.49 |
| 2020-12-31 | 4,846,220 | 4,018,976 | 2,730,612 | 2.07 | 20.47 | 3.48 |
| 2021-03-31 | 5,018,947 | 4,173,186 | 2,738,267 | 2.03 | 21.15 | 3.10 |
| 2021-06-30 | 5,178,444 | 4,321,707 | 2,749,670 | 1.71 | 17.97 | 2.91 |
| 2021-09-30 | 5,466,502 | 4,607,871 | 2,776,193 | 1.72 | 18.29 | 3.03 |
| 2021-12-31 | 5,816,358 | 4,946,730 | 2,769,602 | 1.78 | 19.28 | 2.99 |
| 2022-03-31 | 5,748,794 | 4,919,320 | 2,817,423 | 1.67 | 20.08 | 2.56 |
| 2022-06-30 | 5,885,153 | 4,997,762 | 3,033,700 | 1.59 | 19.50 | 2.67 |
| 2022-09-30 | 6,007,261 | 5,079,498 | 3,244,876 | 1.52 | 19.26 | 2.81 |
| 2022-12-31 | 6,029,685 | 5,072,625 | 3,456,647 | 1.51 | 19.38 | 2.88 |
| 2023-03-31 | 6,180,439 | 5,131,479 | 3,576,599 | 1.04 | 13.48 | 2.81 |
| 2023-06-30 | 6,042,018 | 4,955,359 | 3,741,678 | 1.07 | 13.69 | 2.91 |
| 2023-09-30 | 6,129,686 | 5,017,640 | 3,858,839 | 1.11 | 14.14 | 2.96 |
| 2023-12-31 | 6,331,965 | 5,181,299 | 3,953,845 | 1.15 | 14.31 | 3.02 |
| 2024-03-31 | 6,232,923 | 5,108,684 | 4,030,725 | 1.41 | 15.89 | 3.21 |
| 2024-06-30 | 6,394,376 | 5,103,780 | 4,126,259 | 1.38 | 15.42 | 3.24 |
| 2024-09-30 | 6,616,231 | 5,362,812 | 4,410,872 | 1.38 | 15.28 | 3.32 |
| 2024-12-31 | 6,880,929 | 5,647,032 | 4,557,868 | 1.52 | 16.76 | 3.44 |
| 2025-03-31 | 6,774,600 | 5,629,458 | 4,610,026 | 1.68 | 18.02 | 3.78 |
| 2025-06-30 | 6,861,298 | 5,597,813 | 4,724,122 | 1.60 | 16.89 | 3.89 |
| 2025-09-30 | 7,168,504 | 5,836,204 | 4,866,253 | 1.76 | 18.33 | 3.93 |
| 2025-12-31 | 7,583,294 | 6,228,838 | 5,005,924 | 1.87 | 19.50 | 3.95 |
| 2026-03-31 | 7,678,230 | 6,322,236 | 4,961,748 | 1.94 | 20.12 | 3.82 |
| 2026-06-30 | 7,746,640 | 6,212,677 | 5,148,805 | 1.91 | 19.71 | 3.89 |
47 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-07-12 | 1 | 535856 | 651859 |
| 2001-05-04 | 1 | 668455 | 651859 |
| 1999-09-24 | 1 | 535454 | 651859 |
| 1997-07-12 | 1 | 2319573 | 651859 |
| 1997-04-05 | 1 | 473659 | 651859 |
| 1997-04-05 | 1 | 644253 | 651859 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.