Regulatory profile
Mountain View, AR · FDIC certificate #17431
STONE BANK is an FDIC-insured institution based in Mountain View, AR (FDIC certificate #17431). In its Q3 2026 Call Report it reported total assets of $948M, total deposits of $766M and net loans of $736M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for STONE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $766M |
|---|---|
| Net loans and leases | $736M |
Plain-language readout
STONE BANK in Mountain View, AR funds its loans with $766M of deposits and holds $736M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for STONE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 96.09% in Q3 2026, against 96.08% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $736M | $766M | 96.09% |
| Q2 2026 | $736M | $758M | 97.09% |
| Q1 2026 | $687M | $715M | 96.08% |