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Regulatory profile
Sturgis, MI · FDIC certificate #28593 · RSSD 366078
STURGIS BANK&TRUST CO is an FDIC-insured institution based in Sturgis, MI (FDIC certificate #28593). In its Q2 2026 Call Report it reported total assets of $1.0B, total deposits of $0.9B and net loans of $0.8B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for STURGIS BANK&TRUST CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.11% |
|---|---|
| Equity to assets | 8.15% |
| Noncurrent loans ratio | 0.92% |
| Nonaccrual loans ratio | 0.92% |
| Loan to deposit ratio | 86.09% |
| Liquid assets ratio | 19.01% |
| Brokered deposit ratio | 1.24% |
| Total deposits | $0.9B |
| Net loans and leases | $0.8B |