Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,051,069 | 868,415 | 858,651 | 1.25 | 15.16 | 3.03 |
| 2023-06-30 | 1,066,873 | 934,896 | 877,266 | 1.05 | 12.96 | 3.09 |
| 2023-09-30 | 1,054,656 | 943,921 | 883,784 | 1.13 | 13.95 | 3.17 |
| 2024-03-31 | 1,085,665 | 939,543 | 923,828 | 1.17 | 13.38 | 3.21 |
| 2024-06-30 | 1,131,348 | 992,137 | 952,175 | 1.11 | 12.92 | 3.10 |
| 2024-09-30 | 1,160,816 | 1,025,811 | 980,077 | 1.16 | 13.53 | 3.14 |
| 2024-12-31 | 1,167,708 | 1,031,614 | 1,005,194 | 1.13 | 13.13 | 3.20 |
| 2025-03-31 | 1,216,971 | 1,078,389 | 1,021,976 | 0.96 | 10.78 | 3.16 |
| 2025-06-30 | 1,261,516 | 1,108,871 | 1,051,313 | 1.06 | 12.06 | 3.23 |
| 2025-09-30 | 1,303,844 | 1,144,023 | 1,080,217 | 1.10 | 12.69 | 3.28 |
| 2025-12-31 | 1,304,809 | 1,156,640 | 1,110,907 | 1.13 | 13.05 | 3.33 |
| 2026-03-31 | 1,338,745 | 1,189,450 | 1,131,441 | 1.23 | 14.06 | 3.38 |
| 2026-06-30 | 1,396,624 | 1,225,110 | 1,172,512 | 1.13 | 13.03 | 3.46 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2012-12-15 | 50 | 1216808 | 436953 |
| 1997-07-01 | 1 | 975573 | 436953 |
| 1994-10-01 | 1 | 297958 | 436953 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.