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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,755,935 | 1,388,230 | 1,294,990 | 0.26 | 2.31 | 3.37 |
| 2016-06-30 | 1,838,887 | 1,454,529 | 1,368,167 | 0.55 | 4.96 | 3.39 |
| 2016-09-30 | 1,858,499 | 1,423,971 | 1,390,037 | 0.63 | 5.74 | 3.40 |
| 2016-12-31 | 1,881,666 | 1,468,935 | 1,442,645 | -0.52 | -4.97 | 3.38 |
| 2017-03-31 | 1,948,056 | 1,446,025 | 1,495,563 | 1.49 | 16.04 | 3.26 |
| 2017-06-30 | 3,743,892 | 3,119,828 | 2,725,407 | -0.35 | -3.34 | 2.74 |
| 2017-09-30 | 3,693,529 | 3,012,383 | 2,686,723 | 0.22 | 1.99 | 3.32 |
| 2017-12-31 | 3,678,636 | 2,994,464 | 2,673,577 | 0.04 | 0.40 | 3.52 |
| 2018-03-31 | 3,655,946 | 2,877,617 | 2,635,041 | 0.67 | 5.57 | 4.03 |
| 2018-06-30 | 3,684,710 | 2,843,675 | 2,651,700 | 0.76 | 6.35 | 3.98 |
| 2018-09-30 | 3,740,312 | 2,871,653 | 2,680,569 | 0.70 | 5.82 | 3.91 |
| 2018-12-31 | 3,855,606 | 3,035,170 | 2,832,706 | 0.59 | 4.93 | 3.85 |
| 2019-03-31 | 3,835,568 | 3,190,887 | 2,857,236 | 0.42 | 3.62 | 3.62 |
| 2019-06-30 | 3,979,023 | 3,333,139 | 3,002,767 | 0.40 | 3.44 | 3.56 |
| 2019-09-30 | 4,026,319 | 3,340,528 | 3,040,300 | 0.56 | 4.86 | 3.55 |
| 2019-12-31 | 4,172,729 | 3,493,552 | 3,153,496 | 0.62 | 5.40 | 3.56 |
| 2020-03-31 | 4,311,441 | 3,512,336 | 3,277,152 | 0.74 | 6.92 | 3.33 |
| 2020-06-30 | 4,813,066 | 4,007,698 | 3,698,870 | 1.04 | 9.80 | 3.22 |
| 2020-09-30 | 4,875,707 | 3,915,653 | 3,904,516 | 1.14 | 10.77 | 3.22 |
| 2020-12-31 | 4,982,301 | 4,170,604 | 3,992,554 | 1.10 | 10.35 | 3.25 |
| 2021-03-31 | 5,308,211 | 4,493,290 | 3,782,613 | 1.20 | 11.52 | 3.30 |
| 2021-06-30 | 5,549,475 | 4,761,096 | 3,888,376 | 1.08 | 10.58 | 3.14 |
| 2021-09-30 | 5,669,695 | 4,869,615 | 3,878,330 | 0.97 | 9.51 | 3.14 |
| 2021-12-31 | 5,652,968 | 4,866,248 | 4,093,515 | 0.91 | 8.91 | 3.15 |
| 2022-03-31 | 5,719,546 | 4,973,688 | 4,322,222 | 0.63 | 6.33 | 3.23 |
| 2022-06-30 | 7,044,641 | 5,945,346 | 5,393,104 | 0.40 | 3.84 | 3.63 |
| 2022-09-30 | 7,037,818 | 5,778,481 | 5,564,543 | 0.84 | 7.86 | 3.93 |
| 2022-12-31 | 7,415,263 | 5,782,542 | 5,903,238 | 1.00 | 9.30 | 4.10 |
| 2023-03-31 | 7,598,417 | 6,028,496 | 6,052,771 | 1.51 | 13.72 | 4.41 |
| 2023-06-30 | 7,783,276 | 6,191,347 | 6,134,078 | 1.53 | 13.89 | 4.34 |
| 2023-09-30 | 7,742,219 | 6,374,912 | 6,152,321 | 1.47 | 13.35 | 4.31 |
| 2023-12-31 | 7,865,286 | 6,408,397 | 6,240,910 | 1.43 | 12.85 | 4.26 |
| 2024-03-31 | 7,769,341 | 6,554,671 | 6,261,852 | 0.79 | 6.74 | 4.02 |
| 2024-06-30 | 7,986,208 | 6,729,655 | 6,324,773 | 1.06 | 9.00 | 4.05 |
| 2024-09-30 | 8,126,894 | 6,760,556 | 6,432,844 | 1.11 | 9.36 | 4.09 |
| 2024-12-31 | 8,085,206 | 6,781,740 | 6,349,961 | 1.06 | 8.92 | 4.13 |
| 2025-03-31 | 8,204,826 | 6,980,349 | 6,457,821 | 1.24 | 10.02 | 4.06 |
| 2025-06-30 | 8,423,999 | 7,204,976 | 6,514,854 | 1.30 | 10.43 | 4.12 |
| 2025-09-30 | 8,482,238 | 7,207,897 | 6,682,839 | 1.26 | 10.08 | 4.17 |
| 2025-12-31 | 8,473,383 | 7,174,386 | 6,688,703 | 1.29 | 10.15 | 4.21 |
| 2026-03-31 | 8,553,297 | 7,151,046 | 7,001,424 | 1.11 | 8.38 | 4.26 |
| 2026-06-30 | 15,653,917 | 13,475,417 | 11,535,598 | 0.34 | 2.63 | 4.59 |
103 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-04-01 | 1 | 3637685 | 474759 |
| 2022-04-01 | 1 | 3595637 | 474759 |
| 2017-06-19 | 1 | 787253 | 474759 |
| 2017-06-19 | 1 | 3844700 | 474759 |
| 2017-06-19 | 1 | 2848493 | 474759 |
| 2010-01-23 | 50 | 740258 | 474759 |
| 2005-04-07 | 1 | 494458 | 474759 |
| 2004-07-08 | 1 | 108157 | 474759 |
| 2002-09-09 | 1 | 461254 | 474759 |
| 2001-11-07 | 1 | 812155 | 474759 |
| 1997-04-01 | 1 | 825650 | 474759 |
| 1996-04-01 | 1 | 832153 | 474759 |
| 1994-03-12 | 50 | 657673 | 474759 |
| 1993-07-01 | 1 | 620257 | 474759 |
| 1992-04-01 | 1 | 724258 | 474759 |
| 1992-04-01 | 1 | 520450 | 474759 |
| 1992-03-28 | 50 | 621777 | 474759 |
| 1991-02-13 | 1 | 68457 | 474759 |
| 1990-06-02 | 50 | 658876 | 474759 |
| 1990-01-13 | 50 | 36072 | 474759 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.