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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-03-31 | 1,109,117 | 1,009,569 | 732,153 | 1.01 | 11.60 | 4.55 |
| 2018-06-30 | 1,095,674 | 1,001,574 | 774,531 | 0.96 | 11.24 | 4.61 |
| 2018-09-30 | 1,114,107 | 1,022,687 | 790,940 | 1.18 | 14.06 | 4.64 |
| 2018-12-31 | 1,127,209 | 1,033,149 | 802,095 | 1.25 | 14.91 | 4.71 |
| 2019-03-31 | 1,128,725 | 1,029,748 | 818,036 | 0.80 | 9.57 | 4.66 |
| 2019-06-30 | 1,088,707 | 986,511 | 800,172 | 0.67 | 7.77 | 4.79 |
| 2019-09-30 | 1,123,904 | 1,018,946 | 834,105 | 0.94 | 10.83 | 4.83 |
| 2019-12-31 | 1,179,926 | 1,072,634 | 806,733 | 1.02 | 11.75 | 4.79 |
| 2020-03-31 | 1,155,654 | 1,045,720 | 818,576 | 1.32 | 14.79 | 4.66 |
| 2020-06-30 | 1,453,827 | 1,119,287 | 1,076,149 | 2.38 | 28.10 | 5.34 |
| 2020-09-30 | 1,437,842 | 1,103,155 | 1,095,867 | 1.89 | 22.62 | 4.73 |
| 2020-12-31 | 1,572,959 | 1,241,202 | 1,112,074 | 1.17 | 14.50 | 4.05 |
| 2021-03-31 | 1,630,566 | 1,284,637 | 1,147,046 | 1.30 | 18.45 | 3.72 |
| 2021-06-30 | 1,669,923 | 1,332,051 | 1,141,779 | 1.22 | 17.43 | 3.71 |
| 2021-09-30 | 1,882,632 | 1,617,347 | 1,091,329 | 1.16 | 17.05 | 3.63 |
| 2021-12-31 | 1,742,993 | 1,533,773 | 1,091,512 | 1.09 | 16.05 | 3.62 |
| 2022-03-31 | 1,620,073 | 1,479,149 | 1,081,990 | 0.85 | 12.87 | 3.56 |
| 2022-06-30 | 1,920,029 | 1,697,161 | 1,095,687 | 0.91 | 11.41 | 3.58 |
| 2022-09-30 | 1,957,060 | 1,758,922 | 1,122,780 | 0.99 | 11.80 | 3.89 |
| 2022-12-31 | 2,099,142 | 1,885,935 | 1,215,323 | 1.50 | 17.43 | 4.14 |
| 2023-03-31 | 2,155,252 | 1,937,065 | 1,278,715 | 0.58 | 6.13 | 4.74 |
| 2023-06-30 | 2,187,391 | 1,979,073 | 1,328,393 | 0.68 | 7.25 | 4.79 |
| 2023-09-30 | 2,243,775 | 2,049,546 | 1,386,527 | 0.64 | 7.02 | 4.78 |
| 2023-12-31 | 2,319,159 | 2,098,129 | 1,439,271 | 0.66 | 7.23 | 4.75 |
| 2024-03-31 | 2,330,380 | 2,113,829 | 1,499,863 | 0.36 | 3.98 | 4.66 |
| 2024-06-30 | 2,421,903 | 2,199,950 | 1,576,249 | 0.38 | 4.25 | 4.63 |
| 2024-09-30 | 2,415,829 | 2,067,500 | 1,655,410 | 0.37 | 4.00 | 4.57 |
| 2024-12-31 | 2,488,363 | 2,255,823 | 1,732,889 | 0.39 | 4.29 | 4.61 |
| 2025-03-31 | 2,538,202 | 2,292,810 | 1,763,302 | 0.29 | 3.18 | 4.66 |
| 2025-06-30 | 2,549,002 | 2,300,060 | 1,762,691 | 0.39 | 4.17 | 4.65 |
| 2025-09-30 | 2,566,474 | 2,308,273 | 1,754,450 | 0.33 | 3.57 | 4.61 |
| 2025-12-31 | 2,718,222 | 2,453,288 | 1,744,351 | 0.39 | 4.12 | 4.56 |
| 2026-03-31 | 2,734,177 | 2,471,235 | 1,771,913 | 0.26 | 2.80 | 4.47 |
| 2026-06-30 | 2,780,318 | 2,514,730 | 1,774,311 | 0.35 | 3.75 | 4.45 |
5 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-04-01 | 1 | 98454 | 860053 |
| 2013-04-01 | 1 | 798857 | 860053 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.