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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,010,435 | 777,036 | 866,057 | 1.23 | 10.33 | 5.16 |
| 2016-09-30 | 1,053,937 | 848,970 | 871,838 | 1.33 | 11.22 | 5.20 |
| 2017-03-31 | 1,079,496 | 838,902 | 905,534 | 1.44 | 11.98 | 5.24 |
| 2017-06-30 | 1,049,849 | 812,920 | 869,433 | 1.55 | 12.76 | 5.20 |
| 2017-09-30 | 1,082,839 | 820,937 | 903,048 | 1.48 | 12.10 | 5.04 |
| 2017-12-31 | 1,176,882 | 861,119 | 969,811 | 1.20 | 9.88 | 4.93 |
| 2018-03-31 | 1,235,774 | 949,003 | 998,463 | 1.43 | 12.45 | 4.37 |
| 2018-06-30 | 1,327,754 | 972,183 | 1,057,703 | 1.59 | 14.08 | 4.45 |
| 2018-09-30 | 1,359,843 | 1,018,165 | 1,076,552 | 1.54 | 13.77 | 4.38 |
| 2018-12-31 | 1,333,563 | 997,815 | 1,093,553 | 1.56 | 13.77 | 4.41 |
| 2019-03-31 | 1,332,694 | 1,014,331 | 1,087,361 | 1.69 | 14.15 | 4.56 |
| 2019-06-30 | 1,349,001 | 1,010,142 | 1,101,110 | 1.62 | 13.42 | 4.50 |
| 2019-09-30 | 1,346,571 | 1,033,354 | 1,099,419 | 1.66 | 13.53 | 4.55 |
| 2019-12-31 | 1,435,430 | 1,057,649 | 1,182,288 | 1.62 | 13.06 | 4.48 |
| 2020-03-31 | 1,448,725 | 1,004,302 | 1,173,417 | 0.98 | 7.71 | 4.13 |
| 2020-06-30 | 1,986,697 | 1,473,550 | 1,699,598 | 1.18 | 10.31 | 3.97 |
| 2020-09-30 | 1,976,181 | 1,501,614 | 1,698,660 | 1.14 | 10.28 | 3.88 |
| 2020-12-31 | 1,914,858 | 1,458,582 | 1,624,878 | 1.30 | 11.78 | 4.00 |
| 2021-03-31 | 2,147,935 | 1,723,577 | 1,835,514 | 1.36 | 13.20 | 3.83 |
| 2021-06-30 | 2,051,356 | 1,818,479 | 1,606,710 | 1.64 | 15.67 | 4.05 |
| 2021-09-30 | 2,153,412 | 1,914,972 | 1,531,010 | 1.60 | 15.32 | 3.95 |
| 2021-12-31 | 2,170,180 | 1,929,742 | 1,469,025 | 1.61 | 15.51 | 4.04 |
| 2022-03-31 | 2,233,795 | 1,995,438 | 1,472,600 | 1.36 | 13.89 | 3.86 |
| 2022-06-30 | 2,385,431 | 2,043,789 | 1,583,738 | 1.16 | 12.23 | 3.96 |
| 2022-09-30 | 2,525,737 | 2,043,891 | 1,708,643 | 1.11 | 12.24 | 4.05 |
| 2022-12-31 | 2,522,199 | 2,098,428 | 1,739,274 | 1.10 | 12.28 | 4.21 |
| 2023-03-31 | 2,590,064 | 2,130,033 | 1,795,180 | 1.29 | 14.80 | 4.66 |
| 2023-06-30 | 2,801,789 | 2,342,284 | 1,861,944 | 1.25 | 14.47 | 4.52 |
| 2023-09-30 | 2,974,731 | 2,491,100 | 2,009,973 | 1.20 | 14.14 | 4.50 |
| 2023-12-31 | 2,974,047 | 2,557,228 | 2,113,789 | 1.23 | 14.37 | 4.53 |
| 2024-03-31 | 3,232,434 | 2,562,755 | 2,351,782 | 0.97 | 11.35 | 4.51 |
| 2024-06-30 | 3,379,186 | 2,581,146 | 2,502,130 | 1.08 | 12.71 | 4.56 |
| 2024-09-30 | 3,431,706 | 2,661,636 | 2,659,635 | 1.24 | 14.42 | 4.65 |
| 2024-12-31 | 3,491,626 | 2,843,931 | 2,791,081 | 1.37 | 15.89 | 4.73 |
| 2025-03-31 | 3,573,018 | 2,981,166 | 2,864,250 | 1.71 | 18.92 | 4.77 |
| 2025-06-30 | 3,717,097 | 3,151,218 | 3,011,439 | 1.66 | 18.16 | 4.77 |
| 2025-09-30 | 3,771,769 | 3,224,902 | 3,021,503 | 1.85 | 19.90 | 4.87 |
| 2025-12-31 | 4,087,875 | 3,176,480 | 3,277,047 | 1.93 | 20.76 | 4.80 |
| 2026-03-31 | 4,270,088 | 3,453,866 | 3,403,514 | 1.69 | 18.12 | 4.28 |
| 2026-06-30 | 4,408,654 | 3,395,002 | 3,457,799 | 1.62 | 17.39 | 4.29 |
9 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-12-31 | 1 | 4049678 | 140362 |
| 2014-02-01 | 50 | 2540537 | 140362 |
| 2013-01-12 | 50 | 2290122 | 140362 |
| 2009-11-14 | 50 | 3338843 | 140362 |
| 2009-09-05 | 50 | 2685764 | 140362 |
| 2009-06-27 | 50 | 3322561 | 140362 |
| 2002-02-05 | 1 | 1031953 | 140362 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.