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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

SUPERIOR NATIONAL BANK

FDIC #5058 · MI · period 20260630

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Total assets1,021,843+1.38% YoY

Total deposits897,309-0.11% YoY

Net loans and leases597,104-4.59% YoY

Return on assets1.56%+72.01% YoY

Return on equity14.12%+52.16% YoY

Net interest margin3.67%+5.31% YoY

Peer position

Return on assets43rdin line · n=902

Return on equity37thin line · n=894

Net interest margin56thin line · n=902

Equity to assets69thin line · n=894

Noncurrent loans41stin line · n=887

Liquid assets76thstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits75thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-06-30	1,021,843	897,309	597,104	1.56	14.12	3.67
2021-09-30	1,077,311	949,687	613,267	1.49	13.57	3.62
2021-12-31	1,073,220	944,828	601,796	1.40	12.72	3.59
2022-03-31	1,037,148	929,304	587,670	0.97	9.54	3.42
2022-06-30	1,007,884	898,295	625,826	0.91	9.28	3.48
2022-09-30	1,019,996	918,772	660,459	0.97	10.46	3.58
2022-12-31	1,043,951	882,408	684,213	1.07	11.79	3.60
2023-03-31	1,041,868	914,174	673,794	0.63	7.45	3.39
2023-06-30	1,024,921	862,899	668,226	0.69	8.06	3.43
2023-09-30	1,041,495	902,019	666,848	0.72	8.48	3.40
2023-12-31	1,020,059	865,721	661,318	0.73	8.40	3.36
2024-03-31	1,017,475	850,197	660,318	0.57	6.05	3.11
2024-06-30	1,014,507	836,986	668,060	0.67	7.04	3.18
2024-09-30	1,047,597	860,127	663,546	0.75	7.85	3.24
2025-06-30	1,000,068	842,037	669,559	0.76	7.29	3.58
2025-09-30	1,040,932	876,583	664,512	0.97	9.17	3.67
2025-12-31	1,034,845	867,140	650,814	1.05	9.82	3.71
2026-03-31	1,052,628	886,579	651,689	1.08	9.61	3.76
2026-06-30	1,042,146	881,463	671,093	1.17	10.33	3.81

Structure and branch footprint

10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2021-02-20	1	3351440	245557
2009-01-03	1	351355	245557

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.