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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,023,145 | 856,265 | 414,761 | 1.01 | 6.40 | 3.21 |
| 2016-06-30 | 1,044,645 | 874,750 | 414,312 | 0.92 | 5.82 | 3.17 |
| 2016-09-30 | 1,058,478 | 888,016 | 448,205 | 0.93 | 5.86 | 3.18 |
| 2016-12-31 | 1,069,710 | 901,430 | 458,432 | 0.87 | 5.53 | 3.21 |
| 2017-03-31 | 1,058,897 | 890,178 | 488,230 | 0.92 | 5.94 | 3.35 |
| 2017-06-30 | 1,067,771 | 896,287 | 494,159 | 1.04 | 6.68 | 3.40 |
| 2017-09-30 | 1,096,048 | 922,579 | 493,488 | 1.04 | 6.69 | 3.41 |
| 2017-12-31 | 1,116,040 | 945,018 | 480,977 | 0.82 | 5.30 | 3.43 |
| 2018-03-31 | 1,128,763 | 960,614 | 488,937 | 1.24 | 8.39 | 3.52 |
| 2018-06-30 | 1,112,976 | 944,189 | 499,125 | 1.23 | 8.36 | 3.61 |
| 2018-09-30 | 1,119,371 | 949,620 | 514,757 | 1.26 | 8.51 | 3.64 |
| 2018-12-31 | 1,108,327 | 932,000 | 515,763 | 1.29 | 8.64 | 3.73 |
| 2019-03-31 | 1,115,191 | 932,198 | 513,669 | 1.41 | 8.94 | 3.85 |
| 2019-06-30 | 1,094,011 | 905,675 | 520,200 | 1.39 | 8.63 | 3.87 |
| 2019-09-30 | 1,109,400 | 917,453 | 522,756 | 1.39 | 8.55 | 3.87 |
| 2019-12-31 | 1,104,119 | 909,736 | 519,543 | 1.36 | 8.25 | 3.86 |
| 2020-03-31 | 1,124,298 | 926,011 | 537,695 | 1.31 | 7.62 | 3.69 |
| 2020-06-30 | 1,232,311 | 1,028,489 | 599,847 | 1.33 | 7.88 | 3.61 |
| 2020-09-30 | 1,286,022 | 1,080,076 | 623,133 | 1.31 | 7.94 | 3.53 |
| 2020-12-31 | 1,301,976 | 1,093,902 | 649,378 | 1.19 | 7.29 | 3.48 |
| 2021-03-31 | 1,356,915 | 1,152,596 | 651,549 | 0.80 | 5.28 | 3.26 |
| 2021-06-30 | 1,386,029 | 1,177,630 | 625,962 | 1.02 | 6.76 | 3.24 |
| 2021-09-30 | 1,430,740 | 1,219,955 | 631,936 | 1.08 | 7.24 | 3.22 |
| 2021-12-31 | 1,431,626 | 1,220,474 | 619,929 | 1.10 | 7.44 | 3.24 |
| 2022-03-31 | 1,386,892 | 1,212,900 | 626,485 | 1.00 | 7.51 | 3.17 |
| 2022-06-30 | 1,392,756 | 1,207,375 | 667,665 | 1.02 | 8.27 | 3.22 |
| 2022-09-30 | 1,357,822 | 1,225,145 | 680,745 | 1.03 | 8.84 | 3.32 |
| 2022-12-31 | 1,330,782 | 1,143,148 | 674,482 | 1.05 | 9.28 | 3.42 |
| 2023-03-31 | 1,326,432 | 1,110,399 | 667,102 | 1.04 | 9.62 | 3.62 |
| 2023-06-30 | 1,327,480 | 1,092,382 | 686,424 | 1.05 | 9.74 | 3.54 |
| 2023-09-30 | 1,289,828 | 1,085,468 | 682,572 | 1.06 | 9.93 | 3.55 |
| 2023-12-31 | 1,297,558 | 1,053,148 | 683,695 | 1.04 | 9.53 | 3.54 |
| 2024-03-31 | 1,304,707 | 1,017,446 | 700,663 | 0.92 | 7.75 | 3.43 |
| 2024-06-30 | 1,316,401 | 992,848 | 707,985 | 0.88 | 7.53 | 3.40 |
| 2024-09-30 | 1,313,039 | 1,009,993 | 698,475 | 0.87 | 7.25 | 3.38 |
| 2024-12-31 | 1,308,868 | 1,015,021 | 722,454 | 0.83 | 6.93 | 3.41 |
| 2025-03-31 | 1,312,154 | 1,022,718 | 726,762 | 0.82 | 6.81 | 3.33 |
| 2025-06-30 | 1,328,292 | 1,023,286 | 743,978 | 0.90 | 7.43 | 3.37 |
| 2025-09-30 | 1,351,634 | 1,046,301 | 732,949 | 0.91 | 7.36 | 3.44 |
| 2025-12-31 | 1,342,665 | 1,029,665 | 734,972 | 0.96 | 7.65 | 3.51 |
| 2026-03-31 | 1,293,076 | 1,040,520 | 734,007 | 1.08 | 7.90 | 3.77 |
| 2026-06-30 | 1,284,117 | 1,037,387 | 730,577 | 1.14 | 8.15 | 3.81 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2010-07-06 | 1 | 90467 | 146663 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.