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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-09-30 | 1,199,321 | 1,036,655 | 710,280 | 0.82 | 6.57 | 2.79 |
| 2023-12-31 | 1,168,433 | 1,005,013 | 694,866 | 1.00 | 7.92 | 3.19 |
| 2024-03-31 | 1,181,137 | 1,011,479 | 702,421 | 1.69 | 12.96 | 4.15 |
| 2024-06-30 | 1,186,176 | 1,012,774 | 717,835 | 1.58 | 11.96 | 4.19 |
| 2024-09-30 | 1,196,903 | 1,016,906 | 708,084 | 1.56 | 11.67 | 4.21 |
| 2024-12-31 | 1,198,352 | 1,027,367 | 704,504 | 1.55 | 11.60 | 4.24 |
| 2025-03-31 | 1,224,878 | 1,046,932 | 731,726 | 1.57 | 11.81 | 4.41 |
| 2025-06-30 | 1,242,632 | 1,059,444 | 753,639 | 1.66 | 12.38 | 4.48 |
| 2025-09-30 | 1,237,424 | 1,047,889 | 800,578 | 1.74 | 12.79 | 4.63 |
| 2025-12-31 | 1,236,971 | 1,056,876 | 811,972 | 1.72 | 12.65 | 4.68 |
| 2026-03-31 | 1,263,618 | 1,078,202 | 829,093 | 1.57 | 11.65 | 4.51 |
| 2026-06-30 | 1,282,792 | 1,093,071 | 857,661 | 1.60 | 11.84 | 4.62 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-08-19 | 1 | 8033 | 2748502 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.