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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 253,658,681 | 213,657,164 | 126,480,201 | 0.41 | 3.06 | 2.29 |
| 2016-06-30 | 255,641,515 | 214,903,891 | 130,474,523 | 0.49 | 3.71 | 2.32 |
| 2016-09-30 | 264,437,948 | 223,479,894 | 132,682,160 | 0.51 | 3.87 | 2.33 |
| 2016-12-31 | 269,030,606 | 228,935,718 | 134,710,335 | 0.52 | 3.91 | 2.32 |
| 2017-03-31 | 274,106,659 | 233,344,129 | 134,506,230 | 0.64 | 5.03 | 2.25 |
| 2017-06-30 | 268,184,699 | 227,051,124 | 135,735,996 | 0.68 | 5.27 | 2.30 |
| 2017-09-30 | 285,494,922 | 243,015,442 | 141,264,574 | 0.67 | 5.15 | 2.30 |
| 2017-12-31 | 288,294,007 | 246,420,895 | 141,878,916 | 0.56 | 4.32 | 2.30 |
| 2018-03-31 | 294,829,791 | 251,598,480 | 139,796,286 | 0.85 | 6.62 | 2.26 |
| 2018-06-30 | 291,742,134 | 247,992,722 | 140,647,469 | 0.89 | 6.95 | 2.33 |
| 2018-09-30 | 294,331,477 | 250,701,149 | 142,154,209 | 0.90 | 7.02 | 2.38 |
| 2018-12-31 | 302,668,929 | 259,598,405 | 147,169,695 | 0.87 | 6.84 | 2.40 |
| 2019-03-31 | 301,449,780 | 257,013,401 | 149,091,044 | 0.86 | 6.69 | 2.51 |
| 2019-06-30 | 304,098,300 | 258,573,086 | 148,658,943 | 0.90 | 6.92 | 2.52 |
| 2019-09-30 | 311,037,541 | 266,110,553 | 150,979,524 | 0.89 | 6.82 | 2.49 |
| 2019-12-31 | 320,471,996 | 273,605,010 | 151,529,387 | 0.87 | 6.75 | 2.46 |
| 2020-03-31 | 355,767,822 | 305,690,950 | 159,417,603 | 0.16 | 1.37 | 2.29 |
| 2020-06-30 | 383,966,526 | 331,863,100 | 164,197,066 | 0.25 | 2.10 | 2.14 |
| 2020-09-30 | 388,336,882 | 338,965,144 | 162,845,260 | 0.29 | 2.53 | 2.04 |
| 2020-12-31 | 401,511,800 | 351,716,058 | 160,210,564 | 0.36 | 3.17 | 1.96 |
| 2021-03-31 | 411,713,660 | 359,937,530 | 159,249,352 | 0.70 | 6.27 | 1.66 |
| 2021-06-30 | 415,705,214 | 362,389,023 | 156,591,697 | 0.70 | 6.26 | 1.66 |
| 2021-09-30 | 413,478,363 | 359,847,801 | 152,711,243 | 0.73 | 6.48 | 1.69 |
| 2021-12-31 | 423,958,417 | 371,113,580 | 151,718,432 | 0.72 | 6.42 | 1.71 |
| 2022-03-31 | 417,358,419 | 366,862,099 | 153,281,564 | 0.71 | 6.48 | 1.68 |
| 2022-06-30 | 405,223,010 | 356,358,315 | 157,438,471 | 0.66 | 6.04 | 1.84 |
| 2022-09-30 | 394,332,295 | 347,484,991 | 160,796,542 | 1.01 | 9.33 | 1.99 |
| 2022-12-31 | 386,799,237 | 329,741,187 | 165,268,197 | 0.99 | 9.13 | 2.13 |
| 2023-03-31 | 401,244,710 | 311,745,378 | 169,287,280 | 0.45 | 4.06 | 2.60 |
| 2023-06-30 | 374,250,975 | 303,900,543 | 173,783,670 | 0.54 | 4.73 | 2.59 |
| 2023-09-30 | 366,251,931 | 304,494,312 | 177,501,490 | 0.67 | 5.79 | 2.63 |
| 2023-12-31 | 367,174,651 | 303,720,159 | 180,219,444 | 0.61 | 5.16 | 2.65 |
| 2024-03-31 | 369,859,969 | 298,344,717 | 182,078,567 | 0.04 | 0.30 | 2.67 |
| 2024-06-30 | 370,332,213 | 290,083,927 | 182,386,120 | 0.35 | 2.74 | 2.69 |
| 2024-09-30 | 399,880,940 | 294,569,065 | 182,419,719 | -0.33 | -2.66 | 2.67 |
| 2024-12-31 | 372,778,425 | 297,222,261 | 179,438,835 | -0.36 | -2.91 | 2.69 |
| 2025-03-31 | 366,507,088 | 295,363,367 | 169,780,144 | 0.42 | 3.26 | 2.84 |
| 2025-06-30 | 356,447,140 | 293,309,122 | 168,829,084 | 0.51 | 3.94 | 2.92 |
| 2025-09-30 | 350,851,701 | 287,103,077 | 164,868,839 | 0.54 | 4.07 | 2.95 |
| 2025-12-31 | 346,188,188 | 283,537,865 | 163,682,980 | 0.54 | 3.99 | 3.02 |
| 2026-03-31 | 345,610,767 | 282,545,575 | 163,079,805 | 0.73 | 5.04 | 3.21 |
| 2026-06-30 | 342,803,746 | 277,668,163 | 162,610,183 | 0.83 | 5.87 | 3.24 |
1,051 current branch locations across 16 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-12-31 | 1 | 3713758 | 497404 |
| 2017-09-19 | 1 | 3688052 | 497404 |
| 2010-10-01 | 1 | 310727 | 497404 |
| 2010-04-17 | 50 | 101233 | 497404 |
| 2010-04-17 | 50 | 23278 | 497404 |
| 2010-04-17 | 50 | 3307371 | 497404 |
| 2008-06-01 | 1 | 782904 | 497404 |
| 2008-06-01 | 1 | 363415 | 497404 |
| 2007-01-01 | 1 | 3506 | 497404 |
| 2006-02-01 | 1 | 919308 | 497404 |
| 2005-01-22 | 1 | 355371 | 497404 |
| 2004-05-01 | 1 | 620305 | 497404 |
| 2004-05-01 | 1 | 192606 | 497404 |
| 2004-01-01 | 1 | 273907 | 497404 |
| 2003-02-15 | 1 | 596400 | 497404 |
| 2003-02-14 | 1 | 2909394 | 497404 |
| 2003-01-01 | 1 | 294809 | 497404 |
| 2002-09-01 | 1 | 390505 | 497404 |
| 2002-07-27 | 1 | 535007 | 497404 |
| 2002-01-01 | 1 | 88802 | 497404 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.