Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-12-31 | 1,020,128 | 903,998 | 597,040 | 0.86 | 7.90 | 4.25 |
| 2020-03-31 | 1,088,123 | 952,833 | 612,213 | 0.68 | 6.53 | 3.99 |
| 2020-06-30 | 1,316,493 | 1,078,041 | 745,933 | 0.91 | 9.12 | 4.12 |
| 2020-09-30 | 1,448,105 | 1,153,642 | 757,718 | 0.98 | 10.08 | 3.98 |
| 2020-12-31 | 1,513,222 | 1,234,359 | 750,877 | 1.10 | 11.37 | 3.89 |
| 2021-03-31 | 1,610,822 | 1,420,156 | 779,755 | 1.10 | 12.53 | 3.59 |
| 2021-06-30 | 1,707,958 | 1,528,221 | 758,383 | 1.32 | 14.50 | 3.53 |
| 2021-09-30 | 1,877,624 | 1,692,849 | 766,408 | 1.16 | 12.84 | 3.52 |
| 2021-12-31 | 1,961,754 | 1,784,410 | 776,642 | 1.17 | 13.06 | 3.57 |
| 2022-03-31 | 2,010,731 | 1,871,626 | 817,786 | 0.74 | 9.85 | 3.21 |
| 2022-06-30 | 2,020,933 | 1,816,321 | 885,582 | 0.70 | 10.61 | 3.40 |
| 2022-09-30 | 2,517,283 | 2,314,749 | 1,324,835 | 0.89 | 13.77 | 3.80 |
| 2022-12-31 | 2,627,954 | 2,252,440 | 1,401,724 | 0.92 | 14.31 | 3.91 |
| 2023-03-31 | 2,832,441 | 2,469,043 | 1,426,066 | -0.25 | -3.70 | 3.39 |
| 2023-06-30 | 2,644,551 | 2,353,807 | 1,425,126 | 0.22 | 3.27 | 3.37 |
| 2023-09-30 | 2,662,672 | 2,456,244 | 1,435,890 | 0.42 | 6.18 | 3.43 |
| 2023-12-31 | 2,679,468 | 2,446,571 | 1,437,706 | 0.52 | 7.44 | 3.46 |
| 2024-03-31 | 2,676,439 | 2,428,007 | 1,417,218 | 0.49 | 6.06 | 3.22 |
| 2024-06-30 | 2,660,302 | 2,174,236 | 1,422,228 | 0.41 | 4.99 | 3.28 |
| 2024-09-30 | 2,716,145 | 2,438,379 | 1,412,314 | 0.39 | 4.65 | 3.27 |
| 2024-12-31 | 2,715,928 | 2,445,263 | 1,450,834 | 0.31 | 3.72 | 3.32 |
| 2025-03-31 | 2,787,338 | 2,511,891 | 1,489,524 | 0.23 | 2.66 | 3.30 |
| 2025-06-30 | 2,886,530 | 2,486,042 | 1,580,202 | 0.30 | 3.50 | 3.46 |
| 2025-09-30 | 2,939,183 | 2,590,978 | 1,600,080 | 0.44 | 5.18 | 3.50 |
| 2025-12-31 | 2,942,142 | 2,605,231 | 1,670,594 | 0.54 | 6.19 | 3.54 |
| 2026-03-31 | 2,959,361 | 2,546,780 | 1,715,374 | -0.01 | -0.14 | 3.59 |
| 2026-06-30 | 2,949,812 | 2,481,891 | 1,776,321 | 0.30 | 3.26 | 3.68 |
37 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-07-01 | 1 | 3535848 | 380458 |
| 2017-02-25 | 1 | 219259 | 380458 |
| 2013-11-16 | 1 | 831857 | 380458 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.