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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-03-31 | 1,405,835 | 1,227,960 | 1,105,474 | 3.01 | 26.01 | 6.15 |
| 2022-06-30 | 1,472,313 | 1,252,264 | 1,220,368 | 2.82 | 24.46 | 5.44 |
| 2022-09-30 | 1,582,774 | 1,368,483 | 1,330,424 | 2.74 | 23.95 | 5.22 |
| 2022-12-31 | 1,715,530 | 1,469,162 | 1,405,536 | 2.72 | 24.01 | 4.99 |
| 2023-03-31 | 2,129,542 | 1,688,039 | 1,517,898 | 1.88 | 18.63 | 3.80 |
| 2023-06-30 | 2,094,068 | 1,640,853 | 1,570,922 | 1.86 | 18.53 | 3.77 |
| 2023-09-30 | 2,114,496 | 1,652,389 | 1,588,890 | 1.84 | 18.20 | 3.75 |
| 2023-12-31 | 2,218,905 | 1,722,476 | 1,619,690 | 1.86 | 18.36 | 4.03 |
| 2024-03-31 | 2,350,805 | 1,867,505 | 1,651,401 | 1.62 | 15.93 | 3.69 |
| 2024-06-30 | 2,326,477 | 1,826,634 | 1,700,221 | 1.68 | 16.31 | 3.77 |
| 2024-09-30 | 2,419,352 | 1,912,180 | 1,728,765 | 1.69 | 16.21 | 3.75 |
| 2024-12-31 | 2,545,401 | 2,027,846 | 1,792,224 | 1.74 | 16.67 | 3.78 |
| 2025-03-31 | 2,579,372 | 2,108,473 | 1,840,376 | 1.39 | 13.15 | 3.76 |
| 2025-06-30 | 2,417,382 | 1,939,459 | 1,936,460 | 1.61 | 14.71 | 3.99 |
| 2025-09-30 | 2,447,507 | 1,961,792 | 1,963,025 | 1.73 | 15.54 | 4.15 |
| 2025-12-31 | 2,389,217 | 1,899,372 | 1,951,502 | 1.79 | 15.77 | 4.27 |
| 2026-03-31 | 2,469,605 | 2,018,828 | 2,044,937 | 2.31 | 18.72 | 4.74 |
| 2026-06-30 | 2,479,690 | 2,007,469 | 2,113,276 | 2.33 | 18.68 | 4.92 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-01-02 | 1 | 297257 | 232856 |
| 1992-01-24 | 50 | 77655 | 232856 |
| 1987-12-01 | 1 | 654551 | 232856 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.