Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

THINK MUTUAL BANK

FDIC #58536 · MN · period 20260630

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Total assets1,583,268-3.64% YoY

Total deposits1,326,713-4.78% YoY

Net loans and leases933,896-3.51% YoY

Return on assets0.51%-25.20% YoY

Return on equity3.52%-24.95% YoY

Net interest margin2.90%-4.12% YoY

Peer position

Return on assets12thopportunity · n=902

Return on equity6thopportunity · n=894

Net interest margin11thopportunity · n=902

Equity to assets94thstrength · n=894

Noncurrent loans73rdstrength · n=887

Liquid assets91ststrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits90thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,583,268	1,326,713	933,896	0.51	3.52	2.90
2016-06-30	1,550,552	1,304,643	948,993	0.58	3.90	2.95
2016-09-30	1,579,125	1,330,485	963,115	0.64	4.31	2.98
2016-12-31	1,593,928	1,346,439	975,200	0.67	4.55	2.99
2017-03-31	1,643,128	1,393,296	967,896	0.69	4.69	3.02
2017-06-30	1,621,647	1,367,658	984,559	0.76	5.12	3.07
2017-09-30	1,631,485	1,374,121	992,972	0.79	5.31	3.10
2017-12-31	1,625,986	1,367,129	1,007,442	0.74	4.94	3.12
2018-03-31	1,661,469	1,404,978	999,722	0.80	5.30	3.16
2018-06-30	1,631,747	1,371,890	1,013,023	0.83	5.50	3.19
2018-09-30	1,627,225	1,363,834	1,010,802	0.88	5.77	3.22
2018-12-31	1,647,162	1,371,557	1,040,887	1.03	6.71	3.20
2019-03-31	1,682,750	1,401,801	1,044,155	0.74	4.66	3.07
2019-06-30	1,655,904	1,367,721	1,059,856	0.76	4.72	3.09
2019-09-30	1,662,372	1,369,713	1,073,004	0.77	4.76	3.11
2019-12-31	1,669,828	1,373,413	1,084,000	0.82	4.98	3.11
2020-03-31	1,723,546	1,418,770	1,085,487	0.28	1.67	2.96
2020-06-30	1,869,332	1,557,663	1,151,189	0.66	4.01	2.91
2020-09-30	1,903,291	1,585,155	1,191,879	0.87	5.31	2.90
2020-12-31	1,972,150	1,650,022	1,212,435	0.95	5.88	2.88
2021-03-31	2,135,692	1,816,235	1,216,298	0.86	5.81	2.64
2021-06-30	2,137,691	1,807,693	1,206,019	0.90	6.10	2.60
2021-09-30	2,162,623	1,831,001	1,201,127	0.93	6.37	2.57
2021-12-31	2,224,529	1,894,803	1,197,550	0.89	6.15	2.51
2022-03-31	2,263,724	1,958,288	1,193,236	0.59	4.37	2.20
2022-06-30	2,214,146	1,916,179	1,204,791	0.66	5.01	2.27
2022-09-30	2,182,360	1,904,219	1,223,121	0.65	5.06	2.38
2022-12-31	2,170,641	1,883,664	1,229,626	0.65	5.11	2.44
2023-03-31	2,161,069	1,869,218	1,237,019	0.51	4.07	2.63
2023-06-30	2,045,121	1,755,321	1,263,550	0.55	4.25	2.63
2023-09-30	2,006,715	1,716,204	1,270,649	0.56	4.27	2.62
2023-12-31	2,020,406	1,713,162	1,269,899	0.53	3.96	2.58
2024-03-31	2,069,688	1,758,283	1,245,386	0.37	2.59	2.41
2024-06-30	2,041,123	1,721,457	1,241,687	0.81	5.63	2.44
2024-09-30	2,043,983	1,710,706	1,234,124	0.47	3.22	2.47
2024-12-31	2,054,667	1,729,398	1,222,457	0.50	3.41	2.51
2025-03-31	2,142,065	1,805,461	1,217,272	0.52	3.48	2.67
2025-06-30	2,118,762	1,774,963	1,223,334	0.56	3.70	2.71
2025-09-30	2,140,127	1,786,144	1,210,119	0.59	3.91	2.74
2025-12-31	2,175,262	1,816,045	1,199,526	0.61	3.99	2.74
2026-03-31	2,272,510	1,906,809	1,187,731	0.55	3.58	2.76
2026-06-30	2,229,410	1,858,801	1,205,014	0.63	4.15	2.85

Structure and branch footprint

9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2005-12-31	1	130895	936583

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.