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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-03-31 | 1,316,354 | 1,123,284 | 1,104,843 | 1.16 | 11.80 | 5.19 |
| 2020-06-30 | 1,827,640 | 1,627,664 | 1,567,307 | 1.03 | 11.57 | 5.18 |
| 2020-09-30 | 1,774,652 | 1,563,586 | 1,583,687 | 1.05 | 12.07 | 4.75 |
| 2020-12-31 | 1,863,963 | 1,639,065 | 1,546,458 | 0.95 | 11.14 | 4.73 |
| 2021-03-31 | 2,031,037 | 1,818,487 | 1,679,335 | 1.12 | 14.34 | 5.00 |
| 2021-06-30 | 2,011,001 | 1,793,801 | 1,538,328 | 0.96 | 12.22 | 4.79 |
| 2021-09-30 | 2,080,168 | 1,828,575 | 1,596,823 | 0.81 | 9.83 | 4.75 |
| 2021-12-31 | 2,497,555 | 2,149,905 | 2,049,429 | 0.61 | 6.80 | 4.64 |
| 2022-03-31 | 3,038,455 | 2,593,268 | 2,424,633 | 0.31 | 2.61 | 3.87 |
| 2022-06-30 | 3,355,841 | 2,904,450 | 2,722,511 | 0.38 | 3.13 | 3.96 |
| 2022-09-30 | 3,514,259 | 2,999,481 | 2,943,743 | 0.59 | 4.73 | 4.03 |
| 2022-12-31 | 3,768,484 | 3,244,898 | 3,077,200 | 0.70 | 5.60 | 4.04 |
| 2023-03-31 | 3,855,345 | 3,326,907 | 3,177,411 | 1.14 | 8.90 | 3.90 |
| 2023-06-30 | 3,958,210 | 3,409,922 | 3,297,034 | 1.12 | 8.78 | 3.92 |
| 2023-09-30 | 4,209,333 | 3,648,225 | 3,521,886 | 0.98 | 7.77 | 3.88 |
| 2023-12-31 | 4,389,086 | 3,805,038 | 3,601,766 | 1.01 | 8.10 | 3.88 |
| 2024-03-31 | 4,650,798 | 4,053,528 | 3,708,038 | 1.09 | 9.21 | 3.73 |
| 2024-06-30 | 4,462,753 | 3,858,631 | 3,719,948 | 1.10 | 9.26 | 3.77 |
| 2024-09-30 | 4,616,596 | 3,995,245 | 3,850,148 | 1.16 | 9.69 | 3.79 |
| 2024-12-31 | 4,936,896 | 4,312,669 | 3,926,121 | 1.19 | 10.02 | 3.82 |
| 2025-03-31 | 4,894,115 | 4,248,815 | 3,947,583 | 1.25 | 10.60 | 3.79 |
| 2025-06-30 | 4,940,908 | 4,282,206 | 4,039,701 | 1.38 | 11.55 | 4.07 |
| 2025-09-30 | 5,058,535 | 4,373,115 | 4,122,553 | 1.44 | 11.99 | 4.18 |
| 2025-12-31 | 5,335,065 | 4,629,486 | 4,350,802 | 1.46 | 12.10 | 4.21 |
| 2026-03-31 | 6,575,390 | 5,718,738 | 5,200,003 | 1.22 | 10.21 | 3.92 |
| 2026-06-30 | 6,728,468 | 5,856,938 | 5,382,823 | 1.37 | 11.42 | 3.99 |
23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-02-01 | 1 | 1429028 | 3630323 |
| 2020-01-01 | 1 | 574051 | 3630323 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.