Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

TIB NATIONAL ASSN

FDIC #23647 · TX · period 20260630

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Total assets2,681,423-1.68% YoY

Total deposits2,098,874-0.85% YoY

Net loans and leases920,855-6.07% YoY

Return on assets0.72%+37.28% YoY

Return on equity7.82%+37.43% YoY

Net interest margin1.54%-3.93% YoY

Peer position

Return on assets83rdstrength · n=902

Return on equity57thin line · n=894

Net interest margin12thopportunity · n=902

Equity to assets92ndstrength · n=894

Noncurrent loans33rdin line · n=887

Liquid assets84thstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits77thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,681,423	2,098,874	920,855	0.72	7.82	1.54
2016-06-30	2,589,426	1,987,002	1,014,392	0.69	7.49	1.58
2016-09-30	2,687,274	2,116,522	1,082,921	0.70	7.57	1.60
2016-12-31	2,681,854	2,129,839	1,093,799	0.72	7.80	1.61
2017-03-31	2,727,170	2,116,846	980,356	0.52	5.69	1.61
2017-06-30	2,396,843	1,855,968	994,813	0.72	7.43	1.69
2017-09-30	2,628,154	2,102,422	967,131	0.72	7.48	1.67
2017-12-31	2,479,145	1,977,839	1,003,496	0.74	7.59	1.69
2018-03-31	2,471,616	2,015,950	997,811	0.72	6.98	1.79
2018-06-30	2,543,007	1,938,172	1,013,201	0.83	8.13	1.76
2018-09-30	2,543,003	1,853,932	1,040,572	0.83	8.07	1.76
2018-12-31	2,513,109	1,873,433	1,051,988	0.84	8.17	1.76
2019-03-31	2,585,685	2,028,068	1,060,696	0.74	7.23	1.73
2019-06-30	2,570,499	1,988,567	1,081,560	0.85	8.22	1.73
2019-09-30	2,633,523	2,270,678	1,204,731	0.89	8.65	1.75
2019-12-31	2,712,795	2,313,894	1,205,463	0.91	8.81	1.78
2020-03-31	2,851,074	2,453,644	1,248,811	0.63	6.36	1.81
2020-06-30	3,796,137	3,348,822	1,282,623	0.73	8.18	1.66
2020-09-30	3,618,596	3,167,980	1,244,244	0.72	8.30	1.59
2020-12-31	3,753,249	3,250,128	1,281,036	0.72	8.53	1.53
2021-03-31	3,585,613	3,136,816	1,199,579	0.94	11.86	1.39
2021-06-30	3,794,150	3,273,686	1,092,073	0.99	12.00	1.31
2021-09-30	4,181,180	3,627,290	1,077,856	0.92	11.25	1.20
2021-12-31	3,975,223	3,493,651	1,136,876	0.84	10.17	1.15
2022-03-31	4,042,157	3,530,789	1,156,128	1.05	12.50	1.16
2022-06-30	3,162,528	2,668,495	1,190,294	1.03	11.48	1.28
2022-09-30	3,130,825	2,523,171	1,213,542	1.09	11.80	1.28
2022-12-31	2,550,980	2,046,893	1,169,670	0.81	8.28	1.30
2023-03-31	2,882,750	2,161,824	1,487,267	1.20	10.18	1.69
2023-06-30	2,961,934	2,250,277	1,518,474	1.03	9.00	1.69
2023-09-30	2,945,452	2,204,407	1,552,170	1.05	9.20	1.71
2023-12-31	2,941,343	2,194,767	1,556,766	1.41	12.34	1.76
2024-03-31	2,970,559	2,525,574	1,664,727	1.72	14.24	2.08
2024-06-30	2,922,653	2,473,681	1,674,361	1.51	12.24	2.12
2024-09-30	2,931,925	2,440,456	1,755,351	1.47	11.70	2.17
2024-12-31	2,955,684	2,433,418	1,782,014	1.39	11.03	2.24
2025-03-31	2,969,250	2,418,384	1,763,672	1.55	11.78	2.60
2025-06-30	2,997,611	2,438,493	1,879,539	1.42	10.74	2.57
2025-09-30	2,978,883	2,468,231	1,827,594	1.44	10.81	2.64
2025-12-31	2,972,669	2,450,680	1,769,245	1.40	10.39	2.68
2026-03-31	2,999,669	2,455,242	1,736,623	1.34	9.57	2.81
2026-06-30	2,960,509	2,365,636	1,758,284	1.85	12.99	2.90

Structure and branch footprint

5 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2010-11-30	1	2642879	529958
2010-01-14	1	4031235	529958
2007-06-19	1	3595851	529958

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.