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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,678,542 | 1,404,764 | 1,289,094 | 0.77 | 5.59 | 3.55 |
| 2016-06-30 | 1,840,834 | 1,582,661 | 1,417,657 | 0.65 | 4.78 | 3.48 |
| 2016-09-30 | 1,859,117 | 1,598,601 | 1,424,210 | 0.64 | 4.76 | 3.36 |
| 2016-12-31 | 1,943,120 | 1,668,352 | 1,441,082 | 0.68 | 5.18 | 3.27 |
| 2017-03-31 | 1,907,539 | 1,632,917 | 1,462,265 | 0.81 | 6.36 | 3.05 |
| 2017-06-30 | 1,890,876 | 1,623,017 | 1,491,707 | 0.91 | 7.08 | 3.20 |
| 2017-09-30 | 1,903,053 | 1,632,642 | 1,489,576 | 0.92 | 7.04 | 3.25 |
| 2017-12-31 | 1,913,419 | 1,648,364 | 1,506,970 | 0.86 | 6.63 | 3.27 |
| 2018-03-31 | 1,931,362 | 1,606,313 | 1,503,060 | 0.93 | 7.10 | 3.31 |
| 2018-06-30 | 2,011,666 | 1,721,272 | 1,568,980 | 1.01 | 7.73 | 3.36 |
| 2018-09-30 | 2,041,530 | 1,730,215 | 1,602,131 | 1.02 | 7.89 | 3.39 |
| 2018-12-31 | 2,147,149 | 1,827,632 | 1,661,254 | 0.95 | 7.39 | 3.38 |
| 2019-03-31 | 2,194,708 | 1,855,863 | 1,626,858 | 0.80 | 6.42 | 3.31 |
| 2019-06-30 | 2,194,236 | 1,841,790 | 1,700,318 | 0.86 | 6.88 | 3.30 |
| 2019-09-30 | 2,393,046 | 2,031,501 | 1,754,758 | 0.87 | 7.05 | 3.25 |
| 2019-12-31 | 2,416,857 | 2,025,931 | 1,741,362 | 0.86 | 6.99 | 3.18 |
| 2020-03-31 | 2,630,165 | 2,161,189 | 1,832,357 | 0.73 | 6.26 | 2.84 |
| 2020-06-30 | 3,058,679 | 2,576,741 | 2,043,250 | 0.61 | 5.52 | 2.72 |
| 2020-09-30 | 2,949,114 | 2,471,462 | 2,078,830 | 0.60 | 5.55 | 2.67 |
| 2020-12-31 | 3,027,707 | 2,524,246 | 2,068,301 | 0.58 | 5.45 | 2.59 |
| 2021-03-31 | 3,145,537 | 2,672,538 | 2,128,129 | 0.87 | 8.60 | 2.19 |
| 2021-06-30 | 3,096,935 | 2,612,703 | 2,107,461 | 1.03 | 10.02 | 2.22 |
| 2021-09-30 | 3,284,581 | 2,799,349 | 2,090,556 | 0.92 | 9.02 | 2.23 |
| 2021-12-31 | 3,426,753 | 2,937,848 | 2,114,439 | 0.84 | 8.37 | 2.21 |
| 2022-03-31 | 3,579,771 | 3,100,981 | 2,135,287 | 0.59 | 6.22 | 2.03 |
| 2022-06-30 | 3,437,238 | 2,962,465 | 2,199,900 | 0.62 | 6.59 | 2.20 |
| 2022-09-30 | 3,567,560 | 3,008,593 | 2,309,190 | 0.76 | 8.13 | 2.39 |
| 2022-12-31 | 3,554,665 | 3,003,770 | 2,351,803 | 0.83 | 8.91 | 2.60 |
| 2023-03-31 | 3,645,050 | 3,069,931 | 2,483,175 | 1.17 | 12.53 | 3.19 |
| 2023-06-30 | 3,590,763 | 2,997,683 | 2,450,687 | 1.03 | 10.85 | 3.06 |
| 2023-09-30 | 3,732,172 | 3,064,460 | 2,639,554 | 0.97 | 10.29 | 3.03 |
| 2023-12-31 | 3,764,668 | 3,094,138 | 2,638,606 | 0.98 | 10.39 | 3.02 |
| 2024-03-31 | 4,062,520 | 3,345,074 | 2,784,107 | 1.06 | 11.25 | 2.88 |
| 2024-06-30 | 4,086,596 | 3,386,594 | 2,812,153 | 1.02 | 10.95 | 2.85 |
| 2024-09-30 | 4,133,157 | 3,410,071 | 2,983,439 | 1.01 | 10.76 | 2.88 |
| 2024-12-31 | 4,173,569 | 3,457,244 | 3,024,077 | 1.03 | 10.99 | 2.93 |
| 2025-03-31 | 4,248,047 | 3,506,030 | 3,125,263 | 1.20 | 12.52 | 3.16 |
| 2025-06-30 | 4,392,074 | 3,655,031 | 3,287,046 | 1.22 | 12.64 | 3.12 |
| 2025-09-30 | 4,563,808 | 3,800,009 | 3,326,563 | 1.29 | 13.27 | 3.13 |
| 2025-12-31 | 4,511,450 | 3,714,842 | 3,299,192 | 1.27 | 12.93 | 3.13 |
| 2026-03-31 | 4,515,383 | 3,719,776 | 3,369,109 | 1.39 | 13.42 | 3.10 |
| 2026-06-30 | 4,708,678 | 3,813,803 | 3,496,473 | 1.42 | 13.73 | 3.08 |
25 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-03-31 | 1 | 3359062 | 2693264 |
| 2015-01-17 | 1 | 2391494 | 2693264 |
| 2006-08-03 | 1 | 3084878 | 2693264 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.