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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,365,170 | 4,981,843 | 4,611,991 | 1.13 | 8.70 | 3.31 |
| 2016-06-30 | 7,940,695 | 6,223,721 | 5,995,309 | 0.70 | 5.37 | 3.10 |
| 2016-09-30 | 7,830,142 | 6,172,637 | 6,050,595 | 0.91 | 6.85 | 3.32 |
| 2016-12-31 | 7,973,918 | 6,057,535 | 6,079,340 | 0.92 | 6.96 | 3.40 |
| 2017-03-31 | 8,174,827 | 6,248,231 | 6,083,973 | 1.09 | 8.12 | 3.39 |
| 2017-06-30 | 8,427,064 | 6,649,182 | 6,293,476 | 1.18 | 8.83 | 3.58 |
| 2017-09-30 | 8,614,839 | 6,577,386 | 6,184,721 | 1.21 | 9.12 | 3.55 |
| 2017-12-31 | 8,522,273 | 6,474,896 | 6,215,186 | 1.05 | 7.92 | 3.54 |
| 2018-03-31 | 10,620,445 | 7,879,118 | 7,717,177 | 1.03 | 7.69 | 3.60 |
| 2018-06-30 | 10,831,680 | 8,067,384 | 8,121,632 | 1.19 | 8.85 | 3.69 |
| 2018-09-30 | 11,121,384 | 8,333,945 | 8,164,962 | 1.27 | 9.45 | 3.69 |
| 2018-12-31 | 11,163,043 | 8,411,320 | 8,187,138 | 1.28 | 9.50 | 3.68 |
| 2019-03-31 | 11,568,273 | 8,780,711 | 8,299,099 | 1.11 | 8.16 | 3.47 |
| 2019-06-30 | 11,942,504 | 9,326,362 | 8,435,000 | 1.14 | 8.48 | 3.46 |
| 2019-09-30 | 12,021,316 | 9,504,289 | 8,584,144 | 1.18 | 8.78 | 3.46 |
| 2019-12-31 | 11,947,775 | 9,331,163 | 8,780,399 | 1.18 | 8.74 | 3.45 |
| 2020-03-31 | 12,623,843 | 9,351,909 | 9,172,983 | 0.86 | 6.41 | 3.28 |
| 2020-06-30 | 15,580,255 | 11,321,723 | 10,321,792 | 0.91 | 7.32 | 3.05 |
| 2020-09-30 | 14,795,417 | 11,762,045 | 10,320,532 | 0.93 | 7.56 | 3.02 |
| 2020-12-31 | 14,626,444 | 11,630,263 | 10,049,709 | 1.05 | 8.56 | 3.04 |
| 2021-03-31 | 15,079,397 | 12,218,443 | 10,201,411 | 1.86 | 15.47 | 2.98 |
| 2021-06-30 | 15,803,835 | 13,079,395 | 9,869,895 | 1.65 | 13.81 | 2.93 |
| 2021-09-30 | 15,811,373 | 13,137,531 | 9,622,234 | 1.52 | 12.79 | 2.90 |
| 2021-12-31 | 16,361,399 | 13,716,320 | 9,758,507 | 1.39 | 11.70 | 2.86 |
| 2022-03-31 | 16,666,588 | 13,923,831 | 10,040,095 | 1.10 | 9.69 | 2.64 |
| 2022-06-30 | 16,864,040 | 14,154,819 | 10,533,457 | 1.11 | 9.84 | 2.76 |
| 2022-09-30 | 15,951,797 | 13,548,237 | 10,617,137 | 1.15 | 10.20 | 2.97 |
| 2022-12-31 | 15,845,722 | 13,388,748 | 10,786,579 | 1.16 | 10.14 | 3.12 |
| 2023-03-31 | 16,730,476 | 13,674,192 | 11,210,945 | 0.94 | 7.97 | 3.39 |
| 2023-06-30 | 17,225,078 | 13,913,337 | 11,314,004 | 0.96 | 8.25 | 3.19 |
| 2023-09-30 | 16,680,358 | 14,016,922 | 11,235,862 | 1.00 | 8.55 | 3.15 |
| 2023-12-31 | 16,835,042 | 14,010,723 | 11,352,550 | 0.92 | 7.82 | 3.08 |
| 2024-03-31 | 16,884,255 | 14,253,186 | 11,477,252 | 0.82 | 6.79 | 2.76 |
| 2024-06-30 | 17,068,845 | 14,402,599 | 11,526,958 | 0.92 | 7.55 | 2.83 |
| 2024-09-30 | 17,188,022 | 14,469,177 | 11,553,649 | 0.95 | 7.73 | 2.87 |
| 2024-12-31 | 17,248,124 | 14,532,695 | 11,536,825 | 0.95 | 7.74 | 2.93 |
| 2025-03-31 | 17,511,883 | 14,760,571 | 11,695,127 | 1.16 | 9.33 | 3.12 |
| 2025-06-30 | 18,264,614 | 15,468,462 | 12,464,246 | 0.98 | 7.96 | 3.19 |
| 2025-09-30 | 19,682,522 | 16,627,210 | 13,442,368 | 0.92 | 7.50 | 3.28 |
| 2025-12-31 | 19,687,341 | 16,603,306 | 13,342,906 | 0.90 | 7.33 | 3.38 |
| 2026-03-31 | 22,358,708 | 18,592,960 | 15,239,126 | 0.78 | 6.17 | 3.73 |
| 2026-06-30 | 22,616,959 | 18,822,283 | 15,279,274 | 2.17 | 16.91 | 3.77 |
81 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-12 | 1 | 3047659 | 2797724 |
| 2025-09-01 | 1 | 1076673 | 2797724 |
| 2025-09-01 | 1 | 186221 | 2797724 |
| 2025-04-01 | 1 | 2760232 | 2797724 |
| 2025-04-01 | 1 | 3251027 | 2797724 |
| 2023-01-14 | 1 | 4553960 | 2797724 |
| 2023-01-14 | 1 | 619327 | 2797724 |
| 2018-01-27 | 1 | 3021800 | 2797724 |
| 2018-01-27 | 1 | 2806626 | 2797724 |
| 2016-06-25 | 1 | 3435386 | 2797724 |
| 2016-06-25 | 1 | 2718345 | 2797724 |
| 2015-01-03 | 1 | 514776 | 2797724 |
| 2015-01-03 | 1 | 3832604 | 2797724 |
| 2010-12-04 | 1 | 684325 | 2797724 |
| 2004-03-20 | 1 | 2480736 | 2797724 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.