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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,332,399 | 1,190,685 | 725,208 | 0.73 | 7.29 | 3.50 |
| 2016-06-30 | 1,308,889 | 1,163,856 | 738,662 | 0.72 | 7.04 | 3.47 |
| 2016-09-30 | 1,380,186 | 1,223,297 | 756,924 | 0.72 | 7.06 | 3.42 |
| 2016-12-31 | 1,425,944 | 1,285,346 | 788,830 | 0.79 | 7.88 | 3.45 |
| 2017-03-31 | 1,394,707 | 1,250,904 | 785,998 | 0.61 | 6.23 | 3.35 |
| 2017-06-30 | 1,413,453 | 1,253,072 | 795,804 | 0.73 | 7.45 | 3.40 |
| 2017-09-30 | 1,379,670 | 1,230,249 | 798,637 | 0.82 | 8.23 | 3.47 |
| 2017-12-31 | 1,414,429 | 1,268,633 | 815,487 | 0.77 | 7.69 | 3.53 |
| 2018-03-31 | 1,395,915 | 1,251,991 | 841,474 | 1.07 | 10.69 | 3.72 |
| 2018-06-30 | 1,410,515 | 1,265,493 | 852,633 | 1.08 | 10.79 | 3.74 |
| 2018-09-30 | 1,398,345 | 1,250,422 | 884,785 | 1.17 | 11.61 | 3.81 |
| 2018-12-31 | 1,405,579 | 1,250,749 | 896,794 | 1.21 | 11.82 | 3.86 |
| 2019-03-31 | 1,449,826 | 1,268,924 | 901,703 | 1.25 | 11.58 | 3.92 |
| 2019-06-30 | 1,435,937 | 1,247,436 | 891,984 | 1.16 | 10.52 | 3.93 |
| 2019-09-30 | 1,445,426 | 1,253,032 | 891,812 | 1.30 | 11.63 | 3.93 |
| 2019-12-31 | 1,467,068 | 1,273,240 | 891,263 | 1.30 | 11.48 | 3.95 |
| 2020-03-31 | 1,462,655 | 1,262,390 | 886,149 | 0.82 | 6.98 | 3.71 |
| 2020-06-30 | 1,682,704 | 1,455,692 | 986,490 | 0.85 | 7.39 | 3.51 |
| 2020-09-30 | 1,732,457 | 1,505,073 | 984,690 | 0.86 | 7.63 | 3.43 |
| 2020-12-31 | 1,799,416 | 1,576,153 | 946,224 | 0.87 | 7.86 | 3.41 |
| 2021-03-31 | 1,913,995 | 1,685,912 | 953,612 | 0.68 | 6.68 | 2.80 |
| 2021-06-30 | 1,950,569 | 1,735,296 | 989,493 | 0.72 | 7.21 | 2.83 |
| 2021-09-30 | 2,012,678 | 1,801,863 | 989,863 | 0.79 | 8.04 | 2.89 |
| 2021-12-31 | 2,057,266 | 1,848,050 | 1,001,824 | 0.79 | 8.17 | 2.90 |
| 2022-03-31 | 2,078,576 | 1,891,149 | 1,029,676 | 0.71 | 8.42 | 2.88 |
| 2022-06-30 | 2,036,537 | 1,876,208 | 1,042,226 | 0.82 | 10.33 | 2.94 |
| 2022-09-30 | 2,030,138 | 1,891,015 | 1,084,862 | 0.83 | 11.15 | 3.00 |
| 2022-12-31 | 2,041,413 | 1,894,749 | 1,165,612 | 0.86 | 12.00 | 3.08 |
| 2023-03-31 | 1,974,808 | 1,768,526 | 1,157,730 | 0.76 | 11.35 | 3.08 |
| 2023-06-30 | 1,975,625 | 1,673,693 | 1,175,988 | 0.68 | 10.16 | 2.99 |
| 2023-09-30 | 1,988,316 | 1,695,366 | 1,172,551 | 0.67 | 10.21 | 2.93 |
| 2023-12-31 | 2,081,306 | 1,771,530 | 1,160,338 | 0.32 | 4.84 | 2.91 |
| 2024-03-31 | 2,022,522 | 1,714,133 | 1,147,204 | 0.57 | 8.22 | 2.69 |
| 2024-06-30 | 1,975,290 | 1,664,929 | 1,161,537 | 0.60 | 8.52 | 2.74 |
| 2024-09-30 | 1,982,188 | 1,650,638 | 1,166,597 | 0.61 | 8.37 | 2.80 |
| 2024-12-31 | 1,909,773 | 1,741,343 | 1,164,822 | 0.59 | 7.90 | 2.89 |
| 2025-03-31 | 1,849,019 | 1,670,867 | 1,157,269 | 0.71 | 8.45 | 3.21 |
| 2025-06-30 | 1,853,912 | 1,667,700 | 1,144,255 | 0.70 | 8.11 | 3.31 |
| 2025-09-30 | 1,942,115 | 1,739,560 | 1,138,905 | 0.76 | 8.64 | 3.47 |
| 2025-12-31 | 2,007,657 | 1,807,131 | 1,152,585 | 0.78 | 8.75 | 3.50 |
| 2026-03-31 | 1,969,645 | 1,768,019 | 1,162,369 | 0.78 | 8.38 | 3.56 |
| 2026-06-30 | 1,952,347 | 1,748,284 | 1,151,453 | 0.83 | 8.81 | 3.63 |
26 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2009-10-24 | 50 | 264941 | 242444 |
| 1990-08-11 | 1 | 39840 | 242444 |
| 1990-08-11 | 1 | 213846 | 242444 |
| 1990-08-11 | 1 | 296540 | 242444 |
| 1990-08-11 | 1 | 677345 | 242444 |
| 1990-08-11 | 1 | 1156865 | 242444 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.