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Regulatory profile
FDIC certificate #5598 · RSSD 134437
TROY BANK&TRUST CO is an FDIC-insured institution (FDIC certificate #5598). In its Q2 2026 Call Report it reported total assets of $1.6B, total deposits of $1.4B and net loans of $1.0B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for TROY BANK&TRUST CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 12.00% |
|---|---|
| Noncurrent loans ratio | 1.35% |
| Nonaccrual loans ratio | 1.35% |
| Loan to deposit ratio | 75.55% |
| Liquid assets ratio | 29.63% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.4B |
| Net loans and leases | $1.0B |