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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 206,874,891 | 158,050,500 | 132,001,263 | 1.08 | 8.55 | 3.16 |
| 2016-06-30 | 217,159,204 | 166,995,354 | 139,870,825 | 1.07 | 8.41 | 3.20 |
| 2016-09-30 | 217,378,053 | 167,471,599 | 140,145,676 | 1.11 | 8.62 | 3.20 |
| 2016-12-31 | 214,433,035 | 167,649,027 | 140,105,295 | 1.12 | 8.67 | 3.18 |
| 2017-03-31 | 214,562,871 | 167,597,112 | 138,682,647 | 0.81 | 6.09 | 3.22 |
| 2017-06-30 | 215,274,000 | 163,093,000 | 139,883,000 | 1.03 | 7.71 | 3.24 |
| 2017-09-30 | 214,780,000 | 161,954,000 | 138,683,000 | 1.08 | 8.14 | 3.26 |
| 2017-12-31 | 216,077,000 | 163,944,000 | 139,064,000 | 1.12 | 8.47 | 3.26 |
| 2018-03-31 | 215,012,000 | 164,959,000 | 138,400,000 | 1.48 | 11.45 | 3.26 |
| 2018-06-30 | 216,499,000 | 166,714,000 | 141,735,000 | 1.49 | 11.55 | 3.28 |
| 2018-09-30 | 216,129,000 | 160,944,000 | 141,299,000 | 1.50 | 11.63 | 3.32 |
| 2018-12-31 | 219,071,000 | 168,539,000 | 143,259,000 | 1.49 | 11.58 | 3.33 |
| 2019-03-31 | 219,793,000 | 168,312,000 | 143,115,000 | 1.55 | 12.01 | 3.37 |
| 2019-06-30 | 223,086,000 | 168,416,000 | 146,885,000 | 1.58 | 12.12 | 3.34 |
| 2019-09-30 | 229,886,000 | 173,213,000 | 143,800,000 | 1.55 | 11.87 | 3.30 |
| 2019-12-31 | 461,256,000 | 347,458,000 | 302,366,000 | 1.25 | 9.39 | 2.95 |
| 2020-03-31 | 495,079,000 | 362,830,000 | 315,040,000 | 0.95 | 7.05 | 3.45 |
| 2020-06-30 | 493,999,000 | 391,221,000 | 311,706,000 | 0.82 | 6.15 | 3.29 |
| 2020-09-30 | 488,016,000 | 385,454,000 | 302,576,000 | 0.82 | 6.18 | 3.21 |
| 2020-12-31 | 498,944,000 | 395,781,000 | 296,129,000 | 0.85 | 6.38 | 3.15 |
| 2021-03-31 | 506,471,000 | 410,067,000 | 287,931,000 | 1.05 | 8.20 | 2.85 |
| 2021-06-30 | 510,294,000 | 412,689,000 | 280,882,000 | 1.07 | 8.40 | 2.82 |
| 2021-09-30 | 516,783,000 | 420,078,000 | 282,615,000 | 1.10 | 8.66 | 2.80 |
| 2021-12-31 | 528,514,000 | 428,138,000 | 286,618,000 | 1.09 | 8.62 | 2.77 |
| 2022-03-31 | 531,045,000 | 439,236,000 | 286,953,000 | 0.97 | 8.16 | 2.65 |
| 2022-06-30 | 531,901,000 | 435,689,000 | 299,895,000 | 1.01 | 8.74 | 2.75 |
| 2022-09-30 | 533,996,000 | 427,154,000 | 307,886,000 | 1.08 | 9.52 | 2.90 |
| 2022-12-31 | 545,969,000 | 424,922,000 | 322,851,000 | 1.16 | 10.30 | 3.15 |
| 2023-03-31 | 564,592,000 | 417,068,000 | 325,215,000 | 1.13 | 10.33 | 3.33 |
| 2023-06-30 | 546,545,000 | 418,489,000 | 319,232,000 | 1.08 | 9.67 | 3.25 |
| 2023-09-30 | 534,741,000 | 411,892,000 | 312,325,000 | 1.04 | 9.31 | 3.23 |
| 2023-12-31 | 527,548,000 | 407,533,000 | 308,422,000 | -0.12 | -1.06 | 3.23 |
| 2024-03-31 | 526,714,000 | 406,143,000 | 303,644,000 | 0.93 | 8.47 | 3.10 |
| 2024-06-30 | 511,931,000 | 397,412,000 | 302,250,000 | 0.85 | 7.49 | 3.17 |
| 2024-09-30 | 515,224,000 | 400,419,000 | 299,430,000 | 0.94 | 8.14 | 3.22 |
| 2024-12-31 | 523,132,000 | 402,078,000 | 302,699,000 | 0.97 | 8.35 | 3.23 |
| 2025-03-31 | 527,488,000 | 413,781,000 | 304,705,000 | 1.00 | 8.61 | 3.13 |
| 2025-06-30 | 535,585,000 | 417,545,000 | 314,929,000 | 1.00 | 8.61 | 3.14 |
| 2025-09-30 | 535,540,000 | 404,056,000 | 320,499,000 | 1.04 | 8.95 | 3.16 |
| 2025-12-31 | 539,519,000 | 409,427,000 | 325,296,000 | 1.04 | 8.93 | 3.18 |
| 2026-03-31 | 541,180,000 | 413,574,000 | 326,243,000 | 1.16 | 9.96 | 3.15 |
| 2026-06-30 | 548,346,000 | 419,212,000 | 327,174,000 | 1.16 | 10.00 | 3.14 |
1,931 current branch locations across 18 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-12-07 | 1 | 675332 | 852320 |
| 2016-04-02 | 1 | 3270710 | 852320 |
| 2016-04-02 | 1 | 802110 | 852320 |
| 2015-08-01 | 1 | 682611 | 852320 |
| 2015-08-01 | 1 | 2835206 | 852320 |
| 2015-08-01 | 1 | 1832057 | 852320 |
| 2015-06-20 | 1 | 1459034 | 852320 |
| 2013-05-01 | 1 | 3195989 | 852320 |
| 2013-01-01 | 1 | 4036203 | 852320 |
| 2013-01-01 | 1 | 2689463 | 852320 |
| 2012-08-02 | 1 | 347572 | 852320 |
| 2010-01-01 | 1 | 2724382 | 852320 |
| 2009-08-15 | 50 | 570231 | 852320 |
| 2008-12-13 | 50 | 2876889 | 852320 |
| 2007-08-18 | 1 | 57273 | 852320 |
| 2007-01-01 | 1 | 392228 | 852320 |
| 2007-01-01 | 1 | 969723 | 852320 |
| 2006-11-11 | 1 | 2250108 | 852320 |
| 2006-11-11 | 1 | 813732 | 852320 |
| 2006-11-11 | 1 | 828633 | 852320 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.