Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-12-31 | 1,386,709 | 1,160,786 | 1,141,914 | 0.72 | 6.65 | 3.79 |
| 2020-03-31 | 1,378,626 | 1,160,660 | 1,137,294 | 0.62 | 5.79 | 3.89 |
| 2020-06-30 | 1,490,753 | 1,289,209 | 1,184,490 | 0.63 | 6.07 | 3.70 |
| 2020-09-30 | 1,508,463 | 1,311,268 | 1,185,259 | 0.74 | 7.10 | 3.67 |
| 2020-12-31 | 1,498,233 | 1,307,503 | 1,139,603 | 0.80 | 7.72 | 3.65 |
| 2021-03-31 | 1,553,176 | 1,361,904 | 1,121,989 | 1.01 | 9.71 | 3.50 |
| 2021-06-30 | 1,587,382 | 1,392,457 | 1,146,587 | 0.99 | 9.49 | 3.47 |
| 2021-09-30 | 1,593,271 | 1,400,241 | 1,129,492 | 0.98 | 9.33 | 3.45 |
| 2021-12-31 | 1,641,035 | 1,448,638 | 1,159,672 | 0.96 | 9.20 | 3.40 |
| 2022-03-31 | 1,678,772 | 1,485,035 | 1,160,378 | 0.81 | 7.81 | 3.20 |
| 2022-06-30 | 1,690,875 | 1,497,259 | 1,186,893 | 0.91 | 8.75 | 3.33 |
| 2022-09-30 | 1,665,529 | 1,466,581 | 1,202,292 | 1.02 | 9.67 | 3.49 |
| 2022-12-31 | 1,616,227 | 1,399,989 | 1,231,959 | 1.11 | 10.33 | 3.67 |
| 2023-03-31 | 1,608,225 | 1,378,878 | 1,233,066 | 1.27 | 10.80 | 3.94 |
| 2023-06-30 | 1,631,309 | 1,402,448 | 1,269,639 | 1.21 | 10.19 | 3.88 |
| 2023-09-30 | 1,639,053 | 1,379,498 | 1,278,610 | 1.16 | 9.75 | 3.89 |
| 2023-12-31 | 1,662,477 | 1,371,234 | 1,309,429 | 1.11 | 9.28 | 3.79 |
| 2024-03-31 | 1,660,258 | 1,395,203 | 1,316,558 | 0.95 | 7.65 | 3.40 |
| 2024-06-30 | 1,665,126 | 1,413,718 | 1,319,037 | 0.93 | 7.44 | 3.44 |
| 2024-09-30 | 2,937,502 | 2,345,697 | 2,318,024 | 0.20 | 1.36 | 1.52 |
| 2024-12-31 | 2,920,096 | 2,345,008 | 2,308,410 | 0.53 | 3.69 | 2.22 |
| 2025-03-31 | 2,980,521 | 2,412,290 | 2,286,739 | 1.20 | 8.28 | 4.02 |
| 2025-06-30 | 2,962,088 | 2,400,918 | 2,317,273 | 1.23 | 8.40 | 4.09 |
| 2025-09-30 | 2,978,723 | 2,402,150 | 2,290,096 | 1.28 | 8.67 | 4.16 |
| 2025-12-31 | 3,233,778 | 2,620,054 | 2,460,015 | 1.31 | 8.87 | 4.20 |
| 2026-03-31 | 3,270,641 | 2,652,134 | 2,428,992 | 1.27 | 8.56 | 4.45 |
| 2026-06-30 | 3,324,667 | 2,702,372 | 2,490,153 | 1.06 | 7.15 | 4.45 |
30 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-22 | 1 | 161273 | 859002 |
| 2025-11-01 | 1 | 117074 | 161273 |
| 2024-09-21 | 1 | 61476 | 161273 |
| 2019-10-01 | 1 | 946171 | 161273 |
| 2015-11-01 | 1 | 875909 | 161273 |
| 2014-09-01 | 1 | 158974 | 161273 |
| 1992-06-01 | 1 | 1009176 | 161273 |
| 1982-12-16 | 1 | 160771 | 161273 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.