Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

U S BANK NATIONAL ASSN

FDIC #6548 · OH · period 20260630

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Total assets423,203,763-4.47% YoY

Total deposits315,187,684-9.05% YoY

Net loans and leases263,697,563-2.97% YoY

Return on assets1.26%+1.97% YoY

Return on equity12.29%+3.10% YoY

Net interest margin3.08%+1.18% YoY

Peer position

Return on assets61stin line · n=18

Return on equity50thin line · n=18

Net interest margin44thin line · n=18

Equity to assets61stin line · n=18

Noncurrent loans11thopportunity · n=18

Liquid assets44thin line · n=18

Brokered deposits33rdin line · n=18

Loans to deposits33rdin line · n=18

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	423,203,763	315,187,684	263,697,563	1.26	12.29	3.08
2016-06-30	433,462,707	327,848,275	268,104,901	1.31	12.81	3.05
2016-09-30	448,401,205	345,417,164	272,221,647	1.31	12.85	3.03
2016-12-31	441,010,095	343,142,193	273,415,762	1.31	12.86	3.04
2017-03-31	442,985,106	346,548,026	271,757,654	1.23	11.92	3.04
2017-06-30	456,910,206	357,756,287	276,413,785	1.26	12.30	3.04
2017-09-30	452,251,826	353,914,855	277,953,611	1.25	12.23	3.08
2017-12-31	456,025,829	357,200,076	279,502,730	1.34	13.13	3.10
2018-03-31	452,255,735	355,061,230	278,268,217	1.50	14.61	3.19
2018-06-30	453,023,045	350,952,197	279,066,037	1.52	14.80	3.21
2018-09-30	456,011,031	342,906,860	281,653,128	1.55	15.06	3.23
2018-12-31	459,476,604	356,297,122	284,800,984	1.58	15.29	3.24
2019-03-31	467,322,170	359,151,957	286,352,008	1.47	14.16	3.19
2019-06-30	473,138,169	364,531,324	291,749,748	1.51	14.56	3.20
2019-09-30	477,393,605	372,420,581	295,082,725	1.54	14.88	3.18
2019-12-31	486,004,220	374,303,872	297,660,359	1.48	14.34	3.13
2020-03-31	533,129,091	405,823,094	316,711,655	0.88	9.08	2.85
2020-06-30	536,291,346	425,279,286	311,129,409	0.69	7.13	2.80
2020-09-30	530,496,718	426,766,411	307,196,612	0.87	8.96	2.79
2020-12-31	544,774,160	442,835,836	299,153,643	0.94	9.72	2.75
2021-03-31	542,566,283	444,618,948	297,075,286	1.70	17.89	2.55
2021-06-30	547,852,681	442,902,823	296,741,901	1.58	16.68	2.57
2021-09-30	556,810,647	449,625,649	298,005,995	1.55	16.44	2.57
2021-12-31	564,154,604	465,258,475	314,078,590	1.47	15.67	2.55
2022-03-31	577,543,938	473,053,504	316,591,578	1.09	12.87	2.50
2022-06-30	582,252,757	477,431,873	330,480,516	1.10	13.54	2.59
2022-09-30	591,210,893	484,184,722	340,338,440	1.16	14.76	2.71
2022-12-31	585,135,605	464,820,641	330,951,976	1.15	14.72	2.82
2023-03-31	590,460,458	459,141,236	331,570,217	1.03	13.53	2.93
2023-06-30	669,902,786	534,522,713	374,624,661	0.96	10.90	3.07
2023-09-30	657,183,636	529,906,923	370,351,678	0.97	10.89	3.03
2023-12-31	650,658,504	524,697,711	368,656,745	0.87	9.70	3.01
2024-03-31	669,425,523	539,446,021	369,154,476	0.86	9.17	2.82
2024-06-30	664,923,875	533,847,174	371,165,818	0.91	9.80	2.79
2024-09-30	670,008,257	529,668,951	369,815,320	0.94	10.05	2.79
2024-12-31	662,906,418	528,517,873	374,820,963	0.97	10.32	2.81
2025-03-31	659,190,767	523,102,129	375,981,345	1.06	10.96	2.85
2025-06-30	671,438,131	529,916,541	374,993,941	1.11	11.46	2.83
2025-09-30	679,293,260	537,704,012	377,450,079	1.15	11.77	2.84
2025-12-31	676,125,227	533,475,213	386,268,399	1.18	12.02	2.86
2026-03-31	683,379,960	539,835,606	395,078,415	1.17	11.72	2.87
2026-06-30	705,554,946	541,886,374	405,692,197	1.23	12.38	2.87

Structure and branch footprint

2,098 current branch locations across 29 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2025-08-01	1	5183618	504713
2023-05-27	1	212465	504713
2020-10-10	9	2590037	504713
2013-05-14	1	2582023	504713
2012-11-12	1	2236933	504713
2012-11-12	1	2236924	504713
2012-01-28	50	230535	504713
2011-12-31	1	1025729	504713
2011-01-29	50	236751	504713
2009-12-31	1	1120240	504713
2009-10-31	50	2019453	504713
2009-10-31	50	215756	504713
2009-10-31	50	2643438	504713
2009-10-31	50	2883047	504713
2009-10-31	50	15536	504713
2009-10-31	50	440875	504713
2009-10-31	50	127260	504713
2009-10-31	50	976477	504713
2009-10-31	50	353069	504713
2009-04-25	50	2570552	504713

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.