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Regulatory profile
Huntington, TX · FDIC certificate #18344
UBANK is an FDIC-insured institution based in Huntington, TX (FDIC certificate #18344). In its Q2 2026 Call Report it reported total assets of $1.0B, total deposits of $0.9B and net loans of $0.8B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for UBANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 8.68% |
|---|---|
| Noncurrent loans ratio | 0.46% |
| Nonaccrual loans ratio | 0.46% |
| Loan to deposit ratio | 90.61% |
| Liquid assets ratio | 15.31% |
| Brokered deposit ratio | 17.59% |
| Total deposits | $0.9B |
| Net loans and leases | $0.8B |