Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

UNIBANK FOR SAVINGS

FDIC #90290 · MA · period 20260630

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Total assets1,551,050-4.20% YoY

Total deposits1,414,103-3.99% YoY

Net loans and leases1,061,591-6.10% YoY

Return on assets0.60%+13.57% YoY

Return on equity7.28%+15.74% YoY

Net interest margin2.91%+1.13% YoY

Peer position

Return on assets35thin line · n=902

Return on equity62ndin line · n=894

Net interest margin19thopportunity · n=902

Equity to assets5thopportunity · n=894

Noncurrent loans43rdin line · n=887

Liquid assets76thstrength · n=895

Brokered deposits12thopportunity · n=890

Loans to deposits62ndin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,551,050	1,414,103	1,061,591	0.60	7.28	2.91
2016-06-30	1,720,038	1,567,903	1,082,411	0.64	8.06	2.81
2016-09-30	1,597,636	1,451,959	1,088,721	0.62	7.72	2.82
2016-12-31	1,533,376	1,393,151	1,098,123	0.59	7.16	2.83
2017-03-31	1,619,117	1,472,840	1,130,607	0.53	6.29	2.87
2017-06-30	1,650,350	1,504,579	1,145,262	0.56	6.78	2.92
2017-09-30	1,595,397	1,447,263	1,172,932	0.58	6.94	2.95
2017-12-31	1,601,070	1,452,831	1,184,309	0.30	3.58	2.97
2018-03-31	1,762,764	1,616,760	1,206,194	0.67	8.34	2.89
2018-06-30	1,799,264	1,639,257	1,227,805	0.74	9.34	2.95
2018-09-30	1,641,999	1,487,410	1,257,472	0.74	9.17	2.99
2018-12-31	1,762,949	1,570,099	1,281,211	0.60	7.42	2.98
2019-03-31	1,781,642	1,621,364	1,276,516	0.69	8.30	3.07
2019-06-30	1,787,624	1,619,317	1,279,599	0.75	8.89	3.11
2019-09-30	1,763,811	1,590,356	1,290,982	0.61	7.08	3.10
2019-12-31	1,767,684	1,594,007	1,382,317	0.55	6.35	3.10
2020-03-31	2,057,059	1,709,668	1,397,776	0.45	5.25	2.85
2020-06-30	2,231,899	2,029,319	1,461,628	0.32	3.96	2.66
2020-09-30	2,098,629	1,886,406	1,426,459	0.38	4.59	2.63
2020-12-31	2,161,719	1,943,858	1,341,092	0.46	5.49	2.64
2021-03-31	2,335,208	1,998,659	1,348,404	0.21	2.63	2.39
2021-06-30	2,577,497	2,184,746	1,399,826	0.15	1.92	2.33
2021-09-30	2,567,352	2,053,205	1,458,725	0.34	4.42	2.39
2021-12-31	2,378,833	2,014,760	1,513,882	0.49	6.37	2.43
2022-03-31	2,374,027	2,049,173	1,569,649	0.58	7.80	2.57
2022-06-30	2,399,218	2,087,999	1,655,786	0.71	9.88	2.72
2022-09-30	2,444,526	2,136,070	1,788,297	0.73	10.80	2.87
2022-12-31	2,501,503	2,100,547	1,869,233	0.83	12.57	2.98
2023-03-31	2,551,976	2,212,009	1,896,604	0.84	13.62	3.06
2023-06-30	2,685,636	2,344,582	1,920,840	0.89	14.53	3.03
2023-09-30	2,520,940	2,237,506	1,940,585	0.90	14.69	2.97
2023-12-31	2,509,564	2,196,634	1,919,252	0.85	13.46	2.92
2024-03-31	2,599,798	2,263,908	1,903,455	0.69	9.97	2.54
2024-06-30	2,735,163	2,398,542	1,920,279	0.75	11.02	2.61
2024-09-30	2,589,438	2,195,389	1,949,962	0.73	10.30	2.64
2024-12-31	2,571,840	2,121,858	1,989,930	0.72	10.11	2.65
2025-03-31	2,733,614	2,277,829	2,048,577	0.62	8.49	2.77
2025-06-30	2,938,536	2,466,433	2,059,323	0.76	10.54	2.87
2025-09-30	2,770,328	2,249,831	2,060,161	0.81	11.06	2.90
2025-12-31	2,735,109	2,143,119	2,099,545	0.81	10.81	2.95
2026-03-31	2,916,156	2,365,279	2,084,166	0.96	12.05	3.09
2026-06-30	3,109,431	2,574,554	2,122,358	1.06	13.54	3.10

Structure and branch footprint

15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1988-01-19	1	895206	709602

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.