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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

UNION SAVINGS BANK

FDIC #32296 · OH · period 20260630

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Total assets2,571,378-9.18% YoY

Total deposits2,259,581-1.66% YoY

Net loans and leases2,127,107-6.37% YoY

Return on assets2.09%+3.28% YoY

Return on equity21.29%-0.88% YoY

Net interest margin2.85%+2.18% YoY

Peer position

Return on assets88thstrength · n=902

Return on equity90thstrength · n=894

Net interest margin13thopportunity · n=902

Equity to assets46thin line · n=894

Noncurrent loans38thin line · n=887

Liquid assets1stopportunity · n=895

Brokered deposits100thstrength · n=890

Loans to deposits16thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,571,378	2,259,581	2,127,107	2.09	21.29	2.85
2016-06-30	2,675,254	2,224,447	2,227,160	2.17	22.18	2.89
2016-09-30	2,848,351	2,315,276	2,358,180	2.24	23.25	2.92
2016-12-31	2,925,022	2,376,713	2,429,317	2.39	25.10	2.87
2017-03-31	2,831,139	2,297,755	2,271,812	2.02	21.48	2.79
2017-06-30	2,749,251	2,292,523	2,256,377	2.25	23.23	2.87
2017-09-30	2,816,983	2,340,330	2,341,174	2.13	21.72	2.87
2017-12-31	2,746,734	2,409,408	2,245,420	2.27	22.83	2.91
2018-03-31	2,708,333	2,360,404	2,263,145	2.07	19.10	3.09
2018-06-30	2,797,968	2,291,182	2,368,469	1.92	17.77	3.11
2018-09-30	2,792,770	2,330,391	2,372,635	1.95	17.91	3.11
2018-12-31	2,750,944	2,400,136	2,236,541	2.00	18.26	3.09
2019-03-31	2,742,072	2,371,368	2,262,408	1.77	15.68	2.99
2019-06-30	2,801,777	2,411,626	2,372,227	1.94	17.21	2.97
2019-09-30	3,067,245	2,561,728	2,607,113	1.97	17.79	2.93
2019-12-31	3,079,626	2,707,804	2,602,639	2.05	18.70	2.88
2020-03-31	3,168,704	2,751,749	2,639,646	2.18	20.63	2.58
2020-06-30	3,286,074	2,887,471	2,603,197	2.42	23.24	2.69
2020-09-30	3,372,211	2,948,485	2,342,030	3.57	34.35	2.59
2020-12-31	3,480,903	3,037,073	2,406,859	4.18	40.44	2.53
2021-03-31	3,586,294	3,139,544	2,487,850	4.84	47.89	2.21
2021-06-30	3,354,391	2,915,793	2,399,555	4.30	41.77	2.42
2021-09-30	3,347,338	2,905,635	2,246,999	4.03	38.59	2.49
2021-12-31	3,463,554	3,052,071	2,151,528	3.55	33.98	2.43
2022-03-31	3,301,973	2,888,318	2,028,760	1.37	12.62	2.35
2022-06-30	3,234,934	2,811,696	2,252,426	1.60	14.47	2.54
2022-09-30	3,217,178	2,794,031	2,458,886	1.59	14.20	2.79
2022-12-31	3,307,068	2,831,513	2,784,726	1.44	12.84	2.92
2023-03-31	3,391,585	2,788,012	2,965,214	1.57	13.88	2.92
2023-06-30	3,628,636	2,799,628	3,177,493	1.69	15.28	2.72
2023-09-30	3,825,520	2,911,189	3,357,374	1.49	13.76	2.51
2023-12-31	3,923,651	3,050,979	3,424,303	1.21	11.33	2.36
2024-03-31	3,893,467	3,110,950	3,409,284	0.58	5.82	1.90
2024-06-30	3,937,286	3,165,120	3,460,312	0.70	7.01	1.91
2024-09-30	3,951,494	3,281,508	3,454,918	0.85	8.44	1.91
2024-12-31	3,903,720	3,412,517	3,412,610	0.83	8.23	1.99
2025-03-31	3,910,615	3,428,956	3,437,336	1.08	10.54	2.39
2025-06-30	4,025,669	3,372,380	3,554,547	1.27	12.47	2.52
2025-09-30	4,077,582	3,409,204	3,588,286	1.69	16.70	2.59
2025-12-31	4,044,411	3,484,698	3,537,603	1.65	16.33	2.67
2026-03-31	4,010,571	3,485,352	3,512,120	2.24	22.09	2.93
2026-06-30	4,019,642	3,534,911	3,525,208	2.01	19.84	2.94

Structure and branch footprint

39 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2013-06-29	1	1923928	911973
1987-11-01	1	370570	911973

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.