Regulatory profile
Jamestown, ND · FDIC certificate #19396
UNISON BANK is an FDIC-insured institution based in Jamestown, ND (FDIC certificate #19396). In its Q3 2026 Call Report it reported total assets of $581M, total deposits of $491M and net loans of $430M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for UNISON BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $491M |
|---|---|
| Net loans and leases | $430M |
Plain-language readout
UNISON BANK in Jamestown, ND funds its loans with $491M of deposits and holds $430M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNISON BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 87.54% in Q3 2026, against 83.01% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $430M | $491M | 87.54% |
| Q2 2026 | $443M | $499M | 88.75% |
| Q1 2026 | $424M | $510M | 83.01% |