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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-06-30 | 1,013,346 | 904,656 | 565,156 | 2.33 | 26.42 | 3.46 |
| 2021-09-30 | 1,009,138 | 900,067 | 579,439 | 2.00 | 22.45 | 3.52 |
| 2022-03-31 | 1,061,535 | 954,357 | 593,380 | 0.93 | 10.43 | 3.13 |
| 2022-06-30 | 1,109,803 | 1,012,382 | 614,766 | 1.11 | 13.55 | 3.26 |
| 2022-09-30 | 1,197,030 | 1,105,998 | 621,357 | 1.25 | 16.56 | 3.43 |
| 2022-12-31 | 1,189,317 | 1,071,661 | 645,346 | 1.28 | 16.74 | 3.67 |
| 2023-03-31 | 1,114,607 | 986,987 | 687,547 | 1.78 | 20.29 | 4.43 |
| 2023-06-30 | 1,147,584 | 1,016,586 | 715,751 | 1.91 | 21.16 | 4.48 |
| 2023-09-30 | 1,163,548 | 1,010,215 | 735,355 | 1.92 | 21.15 | 4.59 |
| 2023-12-31 | 1,182,794 | 1,004,575 | 742,676 | 2.20 | 23.18 | 4.67 |
| 2024-03-31 | 1,189,371 | 1,008,343 | 759,084 | 1.90 | 16.91 | 4.74 |
| 2024-06-30 | 1,184,596 | 1,005,866 | 777,644 | 1.76 | 15.41 | 4.68 |
| 2024-09-30 | 1,373,485 | 1,154,084 | 846,402 | 1.64 | 13.04 | 4.59 |
| 2024-12-31 | 1,394,003 | 1,168,170 | 860,875 | 1.78 | 13.92 | 4.62 |
| 2025-03-31 | 1,393,915 | 1,160,390 | 869,562 | 1.33 | 9.77 | 4.59 |
| 2025-06-30 | 1,416,434 | 1,178,380 | 880,610 | 1.39 | 10.04 | 4.67 |
| 2025-09-30 | 1,421,065 | 1,177,381 | 893,099 | 1.35 | 9.63 | 4.68 |
| 2025-12-31 | 1,446,151 | 1,194,745 | 882,475 | 1.32 | 9.33 | 4.66 |
| 2026-03-31 | 1,452,054 | 1,200,532 | 891,517 | 1.13 | 7.62 | 4.34 |
| 2026-06-30 | 1,480,601 | 1,224,410 | 929,780 | 1.31 | 8.81 | 4.47 |
20 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-10-01 | 1 | 180537 | 994435 |
| 1984-03-31 | 1 | 628936 | 994435 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.