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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,368,322 | 1,106,584 | 1,073,556 | 1.79 | 15.91 | 3.49 |
| 2016-06-30 | 1,375,267 | 1,118,434 | 1,054,943 | 1.77 | 15.73 | 3.42 |
| 2016-09-30 | 1,396,061 | 1,139,016 | 1,059,078 | 1.65 | 14.69 | 3.37 |
| 2016-12-31 | 1,402,559 | 1,147,569 | 1,051,430 | 1.59 | 14.18 | 3.32 |
| 2017-03-31 | 1,426,494 | 1,170,183 | 1,054,188 | 1.59 | 14.12 | 3.24 |
| 2017-06-30 | 1,422,687 | 1,138,715 | 1,073,178 | 1.67 | 14.78 | 3.29 |
| 2017-09-30 | 1,464,688 | 1,166,493 | 1,089,422 | 1.69 | 14.90 | 3.29 |
| 2017-12-31 | 1,490,031 | 1,172,902 | 1,116,578 | 1.70 | 15.04 | 3.32 |
| 2018-03-31 | 1,525,890 | 1,216,630 | 1,117,889 | 1.59 | 14.10 | 3.24 |
| 2018-06-30 | 1,513,485 | 1,198,992 | 1,142,551 | 1.64 | 14.48 | 3.30 |
| 2018-09-30 | 1,575,952 | 1,247,309 | 1,181,499 | 1.63 | 14.47 | 3.32 |
| 2018-12-31 | 1,575,399 | 1,260,038 | 1,171,704 | 1.69 | 14.92 | 3.34 |
| 2019-03-31 | 1,611,357 | 1,289,591 | 1,186,021 | 1.59 | 13.84 | 3.23 |
| 2019-06-30 | 1,641,061 | 1,296,851 | 1,201,738 | 1.60 | 13.95 | 3.29 |
| 2019-09-30 | 1,653,828 | 1,306,233 | 1,224,541 | 1.59 | 13.84 | 3.28 |
| 2019-12-31 | 1,742,636 | 1,409,060 | 1,249,873 | 1.58 | 13.92 | 3.28 |
| 2020-03-31 | 1,768,302 | 1,430,130 | 1,264,446 | 1.55 | 13.95 | 3.17 |
| 2020-06-30 | 1,844,481 | 1,512,975 | 1,299,489 | 1.38 | 12.50 | 3.05 |
| 2020-09-30 | 1,850,670 | 1,527,171 | 1,292,880 | 1.37 | 12.37 | 3.01 |
| 2020-12-31 | 1,866,595 | 1,551,021 | 1,285,573 | 1.39 | 12.62 | 3.03 |
| 2021-03-31 | 1,956,944 | 1,658,608 | 1,296,159 | 1.32 | 12.18 | 2.96 |
| 2021-06-30 | 1,938,777 | 1,635,246 | 1,274,597 | 1.75 | 16.10 | 3.44 |
| 2021-09-30 | 1,986,972 | 1,650,228 | 1,294,427 | 1.80 | 16.51 | 3.48 |
| 2021-12-31 | 2,102,938 | 1,692,628 | 1,394,224 | 1.68 | 15.60 | 3.33 |
| 2022-03-31 | 2,126,263 | 1,821,728 | 1,317,467 | 1.16 | 11.89 | 2.75 |
| 2022-06-30 | 2,136,240 | 1,783,280 | 1,346,040 | 1.18 | 12.91 | 2.83 |
| 2022-09-30 | 2,228,187 | 1,787,803 | 1,417,682 | 1.24 | 14.46 | 2.85 |
| 2022-12-31 | 2,331,206 | 1,801,640 | 1,514,426 | 1.30 | 15.74 | 2.83 |
| 2023-03-31 | 2,316,503 | 1,833,949 | 1,473,513 | 1.15 | 16.07 | 2.48 |
| 2023-06-30 | 2,350,040 | 1,803,859 | 1,496,443 | 0.99 | 13.89 | 2.39 |
| 2023-09-30 | 2,402,718 | 1,851,216 | 1,547,369 | 0.95 | 13.84 | 2.34 |
| 2023-12-31 | 2,420,570 | 1,852,741 | 1,568,465 | 0.97 | 14.02 | 2.34 |
| 2024-03-31 | 2,429,919 | 1,885,354 | 1,540,570 | 0.82 | 11.32 | 2.22 |
| 2024-06-30 | 2,392,244 | 1,849,956 | 1,531,204 | 0.78 | 10.68 | 2.22 |
| 2024-09-30 | 2,452,572 | 1,896,695 | 1,529,116 | 0.73 | 9.64 | 2.21 |
| 2024-12-31 | 2,407,498 | 1,891,046 | 1,554,353 | 0.83 | 11.01 | 2.25 |
| 2025-03-31 | 2,481,124 | 1,957,033 | 1,551,285 | 0.92 | 11.67 | 2.45 |
| 2025-06-30 | 2,416,838 | 1,887,477 | 1,575,353 | 1.05 | 12.90 | 2.57 |
| 2025-09-30 | 2,484,418 | 1,937,143 | 1,600,317 | 1.06 | 12.84 | 2.60 |
| 2025-12-31 | 2,480,897 | 1,945,663 | 1,619,418 | 1.17 | 13.88 | 2.65 |
| 2026-03-31 | 2,533,545 | 1,986,150 | 1,635,512 | 1.25 | 13.90 | 2.85 |
| 2026-06-30 | 2,495,750 | 1,958,459 | 1,653,537 | 1.29 | 14.25 | 2.95 |
38 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-04-13 | 1 | 533740 | 738040 |
| 2018-08-18 | 1 | 791746 | 738040 |
| 2015-04-01 | 1 | 886044 | 738040 |
| 2010-12-18 | 1 | 701745 | 738040 |
| 2010-10-01 | 1 | 2285708 | 738040 |
| 2006-09-01 | 1 | 474946 | 738040 |
| 2001-06-01 | 1 | 664644 | 738040 |
| 2001-03-01 | 1 | 864640 | 738040 |
| 2001-01-02 | 1 | 2113799 | 738040 |
| 1994-05-29 | 1 | 259947 | 738040 |
| 1991-02-09 | 50 | 533179 | 738040 |
| 1990-06-29 | 50 | 491671 | 738040 |
| 1989-06-30 | 1 | 442945 | 738040 |
| 1961-04-01 | 1 | 738442 | 738040 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.