Regulatory profile
Philadelphia, PA · FDIC certificate #33568
UNITED BANK OF PHILADELPHIA is an FDIC-insured institution based in Philadelphia, PA (FDIC certificate #33568). In its Q3 2026 Call Report it reported total assets of $47M, total deposits of $39M and net loans of $26M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for UNITED BANK OF PHILADELPHIA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $39M |
|---|---|
| Net loans and leases | $26M |
Plain-language readout
UNITED BANK OF PHILADELPHIA in Philadelphia, PA funds its loans with $39M of deposits and holds $26M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNITED BANK OF PHILADELPHIA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 67.74% in Q3 2026, against 65.43% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $26M | $39M | 67.74% |
| Q2 2026 | $27M | $40M | 66.89% |
| Q1 2026 | $27M | $41M | 65.43% |