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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-06-30 | 1,155,538 | 1,032,847 | 854,640 | 0.71 | 6.59 | 4.02 |
| 2017-09-30 | 1,185,015 | 1,055,341 | 841,132 | 0.90 | 8.57 | 4.27 |
| 2017-12-31 | 1,245,297 | 1,104,980 | 890,109 | 0.57 | 5.42 | 4.24 |
| 2018-03-31 | 1,241,292 | 1,099,269 | 886,229 | 1.36 | 12.88 | 4.31 |
| 2018-06-30 | 1,345,123 | 1,199,325 | 908,797 | 1.34 | 12.86 | 4.21 |
| 2018-09-30 | 1,343,657 | 1,191,943 | 896,954 | 1.24 | 11.89 | 4.18 |
| 2018-12-31 | 1,477,754 | 1,295,722 | 971,044 | 1.10 | 10.31 | 4.16 |
| 2019-03-31 | 1,481,799 | 1,288,431 | 963,769 | 1.36 | 11.58 | 4.33 |
| 2019-06-30 | 1,770,964 | 1,509,280 | 1,214,543 | 0.93 | 7.53 | 4.23 |
| 2019-09-30 | 1,769,856 | 1,501,903 | 1,230,688 | 1.07 | 8.37 | 4.32 |
| 2019-12-31 | 1,992,789 | 1,701,939 | 1,452,455 | 1.04 | 8.14 | 4.32 |
| 2020-03-31 | 2,167,535 | 1,779,729 | 1,617,813 | 0.58 | 4.65 | 4.20 |
| 2020-06-30 | 2,188,395 | 1,888,121 | 1,711,174 | 0.60 | 4.88 | 4.23 |
| 2020-09-30 | 2,270,142 | 1,964,578 | 1,690,339 | 0.63 | 5.14 | 4.08 |
| 2020-12-31 | 2,194,957 | 1,887,847 | 1,634,476 | 0.71 | 5.80 | 4.01 |
| 2021-03-31 | 2,287,125 | 1,973,301 | 1,571,308 | 0.94 | 7.63 | 3.68 |
| 2021-06-30 | 2,315,433 | 1,997,360 | 1,582,956 | 1.00 | 8.04 | 3.59 |
| 2021-09-30 | 2,347,016 | 2,027,200 | 1,634,757 | 1.01 | 8.13 | 3.54 |
| 2021-12-31 | 2,329,894 | 2,000,937 | 1,653,660 | 1.02 | 8.15 | 3.58 |
| 2022-03-31 | 2,736,596 | 2,343,390 | 1,987,198 | 1.12 | 8.58 | 3.92 |
| 2022-06-30 | 2,657,382 | 2,260,368 | 1,987,204 | 1.01 | 7.56 | 3.93 |
| 2022-09-30 | 2,518,437 | 2,125,343 | 1,980,407 | 1.09 | 8.00 | 4.07 |
| 2022-12-31 | 2,495,514 | 2,088,359 | 2,004,604 | 1.17 | 8.41 | 4.23 |
| 2023-03-31 | 2,532,519 | 2,137,177 | 2,024,136 | 1.36 | 9.32 | 4.48 |
| 2023-06-30 | 2,552,135 | 2,155,901 | 1,994,207 | 1.36 | 9.43 | 4.38 |
| 2023-09-30 | 2,559,241 | 2,161,086 | 1,950,278 | 1.30 | 9.08 | 4.37 |
| 2023-12-31 | 2,535,924 | 2,145,756 | 1,905,829 | 1.23 | 8.60 | 4.31 |
| 2024-03-31 | 2,543,555 | 2,148,266 | 1,869,524 | 0.97 | 6.83 | 3.95 |
| 2024-06-30 | 2,576,770 | 2,175,060 | 1,845,172 | 1.00 | 6.97 | 3.92 |
| 2024-09-30 | 2,543,655 | 2,147,304 | 1,896,048 | 0.96 | 6.72 | 3.94 |
| 2024-12-31 | 2,646,302 | 2,243,144 | 1,937,212 | 1.02 | 7.17 | 3.95 |
| 2025-03-31 | 2,547,328 | 2,135,069 | 1,948,444 | 1.01 | 6.99 | 3.91 |
| 2025-06-30 | 2,605,907 | 2,187,463 | 1,981,549 | 1.05 | 7.18 | 3.93 |
| 2025-09-30 | 2,586,421 | 2,238,911 | 2,021,958 | 1.00 | 7.13 | 3.99 |
| 2025-12-31 | 2,576,971 | 2,221,090 | 2,046,442 | 1.04 | 7.54 | 4.03 |
| 2026-03-31 | 2,632,362 | 2,267,047 | 1,990,806 | 1.29 | 10.12 | 4.16 |
| 2026-06-30 | 2,564,693 | 2,172,982 | 2,052,279 | 0.12 | 0.93 | 4.05 |
34 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-02-02 | 1 | 3490871 | 3281510 |
| 2020-02-04 | 1 | 3148033 | 3281510 |
| 2019-10-22 | 1 | 277053 | 3281510 |
| 2019-05-25 | 1 | 3076284 | 3281510 |
| 2018-12-01 | 1 | 1972298 | 3281510 |
| 2017-11-04 | 1 | 3447875 | 3281510 |
| 2017-04-29 | 1 | 2132370 | 3281510 |
| 2015-02-14 | 1 | 2723068 | 3281510 |
| 2014-04-26 | 1 | 2801069 | 3281510 |
| 2014-04-26 | 1 | 2785637 | 3281510 |
| 2011-10-19 | 1 | 3744891 | 3281510 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.