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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-03-31 | 1,035,311 | 823,243 | 203,230 | -0.38 | -3.11 | 2.17 |
| 2020-06-30 | 1,177,282 | 920,275 | 265,375 | -0.00 | -0.02 | 2.19 |
| 2020-09-30 | 1,181,413 | 882,639 | 279,267 | 0.23 | 1.99 | 2.21 |
| 2020-12-31 | 1,402,300 | 1,103,872 | 334,364 | 1.73 | 15.18 | 2.21 |
| 2021-03-31 | 1,532,888 | 1,218,811 | 345,767 | 1.15 | 10.26 | 2.22 |
| 2021-06-30 | 1,780,310 | 1,464,198 | 358,088 | 1.23 | 11.20 | 2.12 |
| 2021-09-30 | 1,881,334 | 1,538,259 | 555,451 | 1.19 | 10.67 | 2.14 |
| 2021-12-31 | 2,879,591 | 2,308,386 | 1,141,386 | 1.40 | 12.37 | 2.34 |
| 2022-03-31 | 3,367,232 | 2,646,816 | 1,548,851 | 2.80 | 30.23 | 2.41 |
| 2022-06-30 | 4,168,004 | 3,474,490 | 2,281,560 | 4.00 | 44.37 | 2.39 |
| 2022-09-30 | 4,928,520 | 4,178,736 | 2,903,762 | 4.26 | 49.30 | 2.16 |
| 2022-12-31 | 5,651,849 | 4,724,702 | 3,501,976 | 3.65 | 43.24 | 1.79 |
| 2023-03-31 | 5,905,325 | 4,877,139 | 3,758,531 | 2.22 | 27.73 | 0.15 |
| 2023-06-30 | 6,207,959 | 5,122,151 | 3,877,288 | 1.55 | 19.19 | 0.02 |
| 2023-09-30 | 6,183,755 | 5,474,387 | 3,759,464 | 1.12 | 13.92 | -0.19 |
| 2023-12-31 | 6,353,355 | 5,499,852 | 3,765,821 | 0.76 | 9.36 | -0.36 |
| 2024-03-31 | 6,380,829 | 5,353,452 | 3,741,708 | 2.00 | 22.43 | -0.93 |
| 2024-06-30 | 6,380,636 | 5,474,953 | 3,709,946 | 0.72 | 7.97 | -0.95 |
| 2024-09-30 | 6,386,042 | 5,501,887 | 3,674,435 | 0.03 | 0.34 | -0.97 |
| 2024-12-31 | 6,353,072 | 5,523,172 | 3,613,771 | 0.15 | 1.68 | -0.95 |
| 2025-03-31 | 6,332,637 | 5,512,608 | 3,590,990 | -0.82 | -8.74 | -0.84 |
| 2025-06-30 | 6,366,429 | 5,537,014 | 3,472,698 | -0.40 | -4.20 | -0.85 |
| 2025-09-30 | 6,284,217 | 5,442,177 | 3,455,855 | -0.19 | -1.99 | -0.85 |
| 2025-12-31 | 6,295,144 | 5,419,610 | 3,434,274 | -0.09 | -0.92 | -0.80 |
| 2026-03-31 | 6,332,519 | 5,474,638 | 3,413,250 | -0.25 | -2.40 | -0.50 |
| 2026-06-30 | 6,493,323 | 5,622,418 | 3,354,359 | -0.09 | -0.86 | -0.46 |
22 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-09-24 | 1 | 102539 | 391575 |
| 2021-12-01 | 1 | 780562 | 391575 |
| 2020-10-17 | 50 | 695134 | 391575 |
| 2017-05-27 | 50 | 486248 | 391575 |
| 2017-02-01 | 1 | 2281371 | 391575 |
| 2015-07-11 | 50 | 2380470 | 391575 |
| 2015-01-24 | 50 | 76135 | 391575 |
| 2014-05-24 | 50 | 28572 | 391575 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.